“Both optimists and pessimists contribute to society. The optimist invents the aeroplane, the pessimist the parachute.” (George Bernard Shaw)
In this article we look at why both optimism and pessimism are important characteristics for any investor.
If you’ve created wealth using Pension and Provident funds and/or Retirement Annuities and are nearing retirement, you’ll need to decide what you’re going to do with the funds to provide you with an income in your golden years.
Let’s face it. We’ve all got more than enough stuff. No one you know wants another pair of socks or a new set of ramekins. And even your kids (or grandkids) don’t really need any more material possessions. But it’s the festive season and it’s only natural to want to
An Economic and Market overview of October 2023 from Analytics Consulting.
Making sure that you have enough money to see you through retirement is a vital part of your future planning. But it shouldn’t be the only part.
In this article we look at how dealing with loneliness is attracting more attention, and how loneliness and financial difficulties in retirement can form a negative spiral.
Many retirement and insurance products allow you to nominate beneficiaries – the people you would like to receive the proceeds, should you pass away.
Read on for a rundown of some of the key considerations.
Mark Twain once said, “Buy land; they’re not making it anymore.” But do these famous words still hold true?
There’s much debate about investing in property, especially local property. Like all asset classes, it has its pros and cons.
That said, we still believe it should form part of a diversified portfolio. After all, diversification is the only free lunch in the world of investment
The FPSB Value of Financial Planning Consumer Research study presents a compelling comparison between the personal experiences of individuals who navigate their financial journey alone, those who work with a financial planner, and importantly, those who seek advice from a CERTIFIED FINANCIAL PLANNER professional.
An Economic and Market overview of September 2023 from Analytics Consulting.
It’s normal not to want to prepare an antenuptial contract, as it feels like you’re preparing for divorce – absolutely the last thing you want to think about when you’re caught up in the thrill of planning a wedding.
Read on for an overview of the choices available to you – and their financial consequences.
While most advice about budgeting concentrates on trying to find ways of helping people not to spend too much, there is another group of people that has the opposite problem. These “tightwads” find it very hard to spend at all.
In this article we look at what might be behind this anxiety and provide a practical way of trying to ease it.
We’ve all heard (but perhaps not all of us have remembered!) how online scammers worldwide have been targeting property transactions because of the substantial amounts of money involved.
In this article we discuss how these scams work, how to spot them, how to avoid them, and the legal aspects of who is responsible (and who must bear the loss) if you are scammed.
An Economic and Market overview of August 2023 from Analytics Consulting.
More and more South Africans are looking into buying property overseas – either outright or as part of a consortium.
While this can be a great source of extra income (in a foreign currency to boot) it can also be more heartache than it’s worth. And don’t assume that you can simply move the family to your foreign property if it ever comes to that.
Many people are put off budgeting because they think it is just about limiting what they can spend their money on. They see it as a constraint.
That’s why it’s a good idea to think about budgeting differently – not in terms of what you can’t spend on, but rather directing money towards what is most important to you.
While the words “rich” and “wealthy” are often used interchangeably, they should be seen as different things.
True wealth goes beyond just having money. It encapsulates living a life that focuses on all aspects of your wellbeing.
Tax is one of the most important aspects of financial planning.
The donations tax allowance is one of the most under-utilised exemptions, and it’s available to everyone.
Read on to find out how to take advantage of it.
The much talked about two pot system for retirement savings hasn’t even come into being. And now government’s proposing a three-pot system (although they’re still calling it a two-pot system).
Read on for an in-depth discussion of the pros and cons of the pending changes to retirement planning in South Africa.
An Economic and Market overview of June 2023 from Analytics Consulting.
South Africa has some serious problems, and there’s little sign of them getting better.
So, what should a South African investor do in this situation?
“Both optimists and pessimists contribute to society. The optimist invents the aeroplane, the pessimist the parachute.” (George Bernard Shaw)
In this article we look at why both optimism and pessimism are important characteristics for any investor.
If you’ve created wealth using Pension and Provident funds and/or Retirement Annuities and are nearing retirement, you’ll need to decide what you’re going to do with the funds to provide you with an income in your golden years.
Let’s face it. We’ve all got more than enough stuff. No one you know wants another pair of socks or a new set of ramekins.
An Economic and Market overview of October 2023 from Analytics Consulting.
Making sure that you have enough money to see you through retirement is a vital part of your future planning. But it shouldn’t be the only part.
In this article we look at how dealing with loneliness is attracting more attention, and how loneliness and financial difficulties in retirement can form a negative spiral.
Many retirement and insurance products allow you to nominate beneficiaries – the people you would like to receive the proceeds, should you pass away.
Read on for a rundown of some of the key considerations.
Mark Twain once said, “Buy land; they’re not making it anymore.” But do these famous words still hold true?
There’s much debate about investing in property, especially local property. Like all asset classes, it has its pros and cons.
That said, we still believe it should form part of a diversified portfolio. After all, diversification is the only free lunch in the world of investment
The FPSB Value of Financial Planning Consumer Research study presents a compelling comparison between the personal experiences of individuals who navigate their financial journey alone, those who work with a financial planner, and importantly, those who seek advice from a CERTIFIED FINANCIAL PLANNER professional.
An Economic and Market overview of September 2023 from Analytics Consulting.
It’s normal not to want to prepare an antenuptial contract, as it feels like you’re preparing for divorce – absolutely the last thing you want to think about when you’re caught up in the thrill of planning a wedding.
Read on for an overview of the choices available to you – and their financial consequences.
While most advice about budgeting concentrates on trying to find ways of helping people not to spend too much, there is another group of people that has the opposite problem. These “tightwads” find it very hard to spend at all.
In this article we look at what might be behind this anxiety and provide a practical way of trying to ease it.
We’ve all heard (but perhaps not all of us have remembered!) how online scammers worldwide have been targeting property transactions because of the substantial amounts of money involved.
In this article we discuss how these scams work, how to spot them, how to avoid them, and the legal aspects of who is responsible (and who must bear the loss) if you are scammed.
An Economic and Market overview of August 2023 from Analytics Consulting.
More and more South Africans are looking into buying property overseas – either outright or as part of a consortium.
While this can be a great source of extra income (in a foreign currency to boot) it can also be more heartache than it’s worth. And don’t assume that you can simply move the family to your foreign property if it ever comes to that.
Many people are put off budgeting because they think it is just about limiting what they can spend their money on. They see it as a constraint.
That’s why it’s a good idea to think about budgeting differently – not in terms of what you can’t spend on, but rather directing money towards what is most important to you.
While the words “rich” and “wealthy” are often used interchangeably, they should be seen as different things.
True wealth goes beyond just having money. It encapsulates living a life that focuses on all aspects of your wellbeing.
Tax is one of the most important aspects of financial planning.
The donations tax allowance is one of the most under-utilised exemptions, and it’s available to everyone.
Read on to find out how to take advantage of it.
The much talked about two pot system for retirement savings hasn’t even come into being. And now government’s proposing a three-pot system (although they’re still calling it a two-pot system).
Read on for an in-depth discussion of the pros and cons of the pending changes to retirement planning in South Africa.
An Economic and Market overview of June 2023 from Analytics Consulting.
South Africa has some serious problems, and there’s little sign of them getting better.
So, what should a South African investor do in this situation?
