Millennials are typically defined as those born between 1981 and 1996, meaning they’re currently aged 28-43. So, if you’re within this range (or you know someone who is), read on to discover what might drive your spending habits, career decisions, and investment approaches. While everyone is unique, some key trends
While initial enthusiasm surrounding Trump’s likely market-friendly economic policies drove the S&P 500 index above 6,000 points for the first time, investors are now carefully weighing the opportunities and risks ahead.
It’s easy as an investor to get swept up by market trends: which stocks or funds are outperforming, and where the rand is going. Yet, these are all things that are beyond your control.
The Big Mac Index, created by Pam Woodhall and first published in The Economist in 1986, offers an easily digestible way (pun intended) to assess currency values and the purchasing power parity (PPP) between countries. Comparing the price of a McDonald’s Big Mac in different currencies gives a basic snapshot
An Economic and Market overview of October 2024 from Analytics Consulting.
It’s the countdown to the US elections and stock markets have come off the boil, as investors anticipate the volatility that will surely surround the elections. As always, South Africa is likely to get swept up in the ups and downs. But there are several reasons to be hopeful for
Life’s tragedy is that we get old too soon and wise too late.” (Benjamin Franklin) Welcome to the first in a series of articles exploring how different generations approach investing. And where better to begin than with the freshest and most dynamic group: Gen Z? This generation is not just
South Africans tend to fixate on the performance of the rand. We’ve all become used to our currency losing value. Can you believe that 20 years ago we were paying R5 to the dollar? Little wonder, then, that many investors believe this trend is the main reason for investing offshore.
A recent survey from the US reveals that people who do endurance sport as a hobby earn three times more than the average person. Surprising? Initially, perhaps. But when you look closer, the traits that fuel success on the trail often mirror those that drive wealth building. Read on for
An Economic and Market overview of September 2024 from Analytics Consulting.
If timing the market was easy, we’d all be billionaires. But even investment professionals struggle with knowing when to buy and when to sell. Rand-Cost Averaging offers a solution that allows you to easily navigate uncertain markets by automating regular investments. We’ll unpack the concept (it’s actually rather simple) and
It’s still a coin toss when it comes to predicting the US election outcome – and financial markets don’t like unpredictability. You can expect election-based volatility in the run up to the US elections and immediately after that. The bottom line? Investors should focus on the long term and ride
Divorce is a significant life event that changes everything – including what happens to your possessions when you pass away. While it may not be the first thing on your mind, reviewing your will after a divorce is the only way to ensure that your wishes are recognised and that
Many South African investors have a strong affinity for gold. And the recent gains in the gold price have also got a lot of people excited. Gold has never looked this good. But it’s important to understand that while gold itself is easy to understand, there is a lot to
Everybody knows somebody who’s always eager to talk about their latest, best investment. But is it a good idea to share your investment strategy at your book club or around the braai? In this article, we look at why discussing your financial plan with others runs the risk of being
Stock markets ended the month on a high note as the likelihood of September rate cuts in the US and SA increased substantially. A US rate cut is more of a certainty than a South African one, and geopolitics could change the picture. However, there is still cause for cautious
As your wheel of life turns, your financial needs, goals and focuses change. In the early years, you’re absorbed by accumulating assets. Then, the focus shifts to wealth preservation. And eventually, the transfer of wealth becomes your number one priority. No surprise, then, that each of these stages requires its
Insurance is never the most exciting thing to talk about. But given the growing financial risks in today’s world, it’s worth considering whether you have all the insurance you might need. While anyone with a good financial plan should have considered the major risks that are covered by traditional insurance
As financial advisors we work with lots of different people. Although no two situations are identical, we do see the same themes coming up again and again. For this article we asked some of our colleagues in the South African financial planning industry to share a memorable client story. Do
The Magnificent Seven mega-tech stocks responsible for much of the equity optimism around the globe this year sold off significantly in July – bringing the rest of the US stock market down and sending other markets into the red for the month. Investors are wondering whether it’s a temporary blip
Millennials are typically defined as those born between 1981 and 1996, meaning they’re currently aged 28-43. So, if you’re within this range (or you know
While initial enthusiasm surrounding Trump’s likely market-friendly economic policies drove the S&P 500 index above 6,000 points for the first time, investors are now carefully weighing the opportunities and risks ahead.
It’s easy as an investor to get swept up by market trends: which stocks or funds are outperforming, and where the rand is going. Yet, these are all things that are beyond your control.
The Big Mac Index, created by Pam Woodhall and first published in The Economist in 1986, offers an easily digestible way (pun intended) to assess
An Economic and Market overview of October 2024 from Analytics Consulting.
It’s the countdown to the US elections and stock markets have come off the boil, as investors anticipate the volatility that will surely surround the
Life’s tragedy is that we get old too soon and wise too late.” (Benjamin Franklin) Welcome to the first in a series of articles exploring
South Africans tend to fixate on the performance of the rand. We’ve all become used to our currency losing value. Can you believe that 20
A recent survey from the US reveals that people who do endurance sport as a hobby earn three times more than the average person. Surprising?
An Economic and Market overview of September 2024 from Analytics Consulting.
If timing the market was easy, we’d all be billionaires. But even investment professionals struggle with knowing when to buy and when to sell. Rand-Cost
It’s still a coin toss when it comes to predicting the US election outcome – and financial markets don’t like unpredictability. You can expect election-based
Divorce is a significant life event that changes everything – including what happens to your possessions when you pass away. While it may not be
Many South African investors have a strong affinity for gold. And the recent gains in the gold price have also got a lot of people
Everybody knows somebody who’s always eager to talk about their latest, best investment. But is it a good idea to share your investment strategy at
Stock markets ended the month on a high note as the likelihood of September rate cuts in the US and SA increased substantially. A US
As your wheel of life turns, your financial needs, goals and focuses change. In the early years, you’re absorbed by accumulating assets. Then, the focus
Insurance is never the most exciting thing to talk about. But given the growing financial risks in today’s world, it’s worth considering whether you have
As financial advisors we work with lots of different people. Although no two situations are identical, we do see the same themes coming up again
The Magnificent Seven mega-tech stocks responsible for much of the equity optimism around the globe this year sold off significantly in July – bringing the
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