Economic and Market Overview – October 2023
An Economic and Market overview of September 2023 from Analytics Consulting.
NEWSROOM
Why Your Marital Contract Really Matters
It’s normal not to want to prepare an antenuptial contract, as it feels like you’re preparing for divorce – absolutely the last thing you want to think about when you’re caught up in the thrill of planning a wedding.
Read on for an overview of the choices available to you – and their financial consequences.
Why do Some People Have a Problem Spending Money?
While most advice about budgeting concentrates on trying to find ways of helping people not to spend too much, there is another group of people that has the opposite problem. These “tightwads” find it very hard to spend at all.
In this article we look at what might be behind this anxiety and provide a practical way of trying to ease it.
How to Avoid Being Scammed by Email Fraudsters
We’ve all heard (but perhaps not all of us have remembered!) how online scammers worldwide have been targeting property transactions because of the substantial amounts of money involved.
In this article we discuss how these scams work, how to spot them, how to avoid them, and the legal aspects of who is responsible (and who must bear the loss) if you are scammed.
Economic and Market Overview – September 2023
An Economic and Market overview of August 2023 from Analytics Consulting.
The Ins and Outs of Buying Offshore Property
More and more South Africans are looking into buying property overseas – either outright or as part of a consortium.
While this can be a great source of extra income (in a foreign currency to boot) it can also be more heartache than it’s worth. And don’t assume that you can simply move the family to your foreign property if it ever comes to that.
A Good Budget Doesn’t Limit Spending, it Prioritises it
Many people are put off budgeting because they think it is just about limiting what they can spend their money on. They see it as a constraint.
That’s why it’s a good idea to think about budgeting differently – not in terms of what you can’t spend on, but rather directing money towards what is most important to you.
The Difference Between Being Rich and Being Wealthy
While the words “rich” and “wealthy” are often used interchangeably, they should be seen as different things.
True wealth goes beyond just having money. It encapsulates living a life that focuses on all aspects of your wellbeing.
HOW TO TAKE ADVANTAGE OF THE DONATIONS TAX ALLOWANCE
Tax is one of the most important aspects of financial planning.
The donations tax allowance is one of the most under-utilised exemptions, and it’s available to everyone.
Read on to find out how to take advantage of it.
WHAT’S COOKING WITH THE THREE-POT SYSTEM?
The much talked about two pot system for retirement savings hasn’t even come into being. And now government’s proposing a three-pot system (although they’re still calling it a two-pot system).
Read on for an in-depth discussion of the pros and cons of the pending changes to retirement planning in South Africa.
Economic and Market Overview – July 2023
An Economic and Market overview of June 2023 from Analytics Consulting.
How to Invest When There’s So Much Bad News
South Africa has some serious problems, and there’s little sign of them getting better.
So, what should a South African investor do in this situation?
CENTRIC WEALTH OUTSHINES THE COMPETITION AT THE INTELLIDEX TOP PRIVATE BANKS & WEALTH MANAGERS AWARDS 2023
The results are in, and incredibly, Centric Wealth Advisory has improved on its stellar 2022 showing at the Intellidex Top Private Banks and Wealth Managers Awards.
Economic and Market Overview – June 2023
An Economic and Market overview of May 2023 from Analytics Consulting.
The Ins and Outs of Compulsory Annuities
After working for forty years, the time has come to make really important decisions about how you’ll manage your retirement funds to ensure that your golden years are all you’d hoped for.
As always, knowledge is power. Let’s look at the key features of Life and Living Annuities (and the new-fangled combo option) to help you select what’s best for you.
Don’t let Money Ruin Your Relationship
Money can be one of the biggest sources of conflict in a relationship. When partners disagree about how to manage their finances, what to spend on, and how to save, it can create tension that is very difficult to resolve.
Being able to communicate honestly and openly about money should therefore be foundational for any couple. It should be something that is prioritised from the start.
Economic and Market Overview – May 2023
An Economic and Market overview of April 2023 from Analytics Consulting.
What is True Wealth?
When people talk about wealth, they tend to think of material possessions. But true wealth requires a mindset that goes beyond just accumulating money.
Read on to learn how to think differently about wealth and why it is about more than just your finances.
Living Wills: A Must Have, Despite the Grey Areas
A Living Will is a document describing your preferences for medical treatment if you are terminally ill or critically injured and are unable to communicate.
Read the rest of this article, written by people with first-hand experience of the topic, for a quick crash course…
Much Ado About Risk
Many people, when they hear about financial ‘risk’, think automatically about the chance of being defrauded and the horrible prospect of not getting all their money back.
Read on to learn more about the ins and outs of risk – and discover how and when to use it to your advantage.
Economic and Market Overview – October 2023
An Economic and Market overview of September 2023 from Analytics Consulting.
Why Your Marital Contract Really Matters
It’s normal not to want to prepare an antenuptial contract, as it feels like you’re preparing for divorce – absolutely the last thing you want to think about when you’re caught up in the thrill of planning a wedding.
Read on for an overview of the choices available to you – and their financial consequences.
Why do Some People Have a Problem Spending Money?
While most advice about budgeting concentrates on trying to find ways of helping people not to spend too much, there is another group of people that has the opposite problem. These “tightwads” find it very hard to spend at all.
In this article we look at what might be behind this anxiety and provide a practical way of trying to ease it.
How to Avoid Being Scammed by Email Fraudsters
We’ve all heard (but perhaps not all of us have remembered!) how online scammers worldwide have been targeting property transactions because of the substantial amounts of money involved.
In this article we discuss how these scams work, how to spot them, how to avoid them, and the legal aspects of who is responsible (and who must bear the loss) if you are scammed.
Economic and Market Overview – September 2023
An Economic and Market overview of August 2023 from Analytics Consulting.
The Ins and Outs of Buying Offshore Property
More and more South Africans are looking into buying property overseas – either outright or as part of a consortium.
While this can be a great source of extra income (in a foreign currency to boot) it can also be more heartache than it’s worth. And don’t assume that you can simply move the family to your foreign property if it ever comes to that.
A Good Budget Doesn’t Limit Spending, it Prioritises it
Many people are put off budgeting because they think it is just about limiting what they can spend their money on. They see it as a constraint.
That’s why it’s a good idea to think about budgeting differently – not in terms of what you can’t spend on, but rather directing money towards what is most important to you.
The Difference Between Being Rich and Being Wealthy
While the words “rich” and “wealthy” are often used interchangeably, they should be seen as different things.
True wealth goes beyond just having money. It encapsulates living a life that focuses on all aspects of your wellbeing.
HOW TO TAKE ADVANTAGE OF THE DONATIONS TAX ALLOWANCE
Tax is one of the most important aspects of financial planning.
The donations tax allowance is one of the most under-utilised exemptions, and it’s available to everyone.
Read on to find out how to take advantage of it.
WHAT’S COOKING WITH THE THREE-POT SYSTEM?
The much talked about two pot system for retirement savings hasn’t even come into being. And now government’s proposing a three-pot system (although they’re still calling it a two-pot system).
Read on for an in-depth discussion of the pros and cons of the pending changes to retirement planning in South Africa.
Economic and Market Overview – July 2023
An Economic and Market overview of June 2023 from Analytics Consulting.
How to Invest When There’s So Much Bad News
South Africa has some serious problems, and there’s little sign of them getting better.
So, what should a South African investor do in this situation?
CENTRIC WEALTH OUTSHINES THE COMPETITION AT THE INTELLIDEX TOP PRIVATE BANKS & WEALTH MANAGERS AWARDS 2023
The results are in, and incredibly, Centric Wealth Advisory has improved on its stellar 2022 showing at the Intellidex Top Private Banks and Wealth Managers Awards.
Economic and Market Overview – June 2023
An Economic and Market overview of May 2023 from Analytics Consulting.
The Ins and Outs of Compulsory Annuities
After working for forty years, the time has come to make really important decisions about how you’ll manage your retirement funds to ensure that your golden years are all you’d hoped for.
As always, knowledge is power. Let’s look at the key features of Life and Living Annuities (and the new-fangled combo option) to help you select what’s best for you.
Don’t let Money Ruin Your Relationship
Money can be one of the biggest sources of conflict in a relationship. When partners disagree about how to manage their finances, what to spend on, and how to save, it can create tension that is very difficult to resolve.
Being able to communicate honestly and openly about money should therefore be foundational for any couple. It should be something that is prioritised from the start.
Economic and Market Overview – May 2023
An Economic and Market overview of April 2023 from Analytics Consulting.
What is True Wealth?
When people talk about wealth, they tend to think of material possessions. But true wealth requires a mindset that goes beyond just accumulating money.
Read on to learn how to think differently about wealth and why it is about more than just your finances.
Living Wills: A Must Have, Despite the Grey Areas
A Living Will is a document describing your preferences for medical treatment if you are terminally ill or critically injured and are unable to communicate.
Read the rest of this article, written by people with first-hand experience of the topic, for a quick crash course…
Much Ado About Risk
Many people, when they hear about financial ‘risk’, think automatically about the chance of being defrauded and the horrible prospect of not getting all their money back.
Read on to learn more about the ins and outs of risk – and discover how and when to use it to your advantage.
