Your financial health is just as important as your physical health. Yet, while many South Africans work hard to stay fit and eat healthy, they never take the time to check whether their finances are in good shape. ere are four key indicators that’ll help you to assess your financial health and get a sense of your financial position.
April was characterized by intense market upheaval as President Trump set what UBS economist Paul Donovan describes as an erratic “threaten-retreat-threaten-retreat” cycle in motion.
The biggest benefit of small businesses is their adaptability. It’s much easier for a small business to pivot and change course when things are going wrong. But how do you know it’s time to change direction rather than hold the line or even throw in the towel altogether?
Increasingly, South Africans are acquiring foreign assets – investments, bank accounts, properties and the like. If that applies to you, you’ve no doubt wondered whether your local South African will is enough to cover all your assets globally, or if it only applies to your local assets?
An Economic and Market overview of March 2025 from Analytics Consulting.
Here’s a brief overview of how the tabled Budget 2025 proposals will impact individuals and businesses (assuming they come into effect). Professional tax advice has never been more important.
US President Donald Trump’s rapid-fire tariff agenda is upending the global economic and geopolitical order.
Not since World War II has the global trade landscape experienced such significant upheavals.
Long-term insurance – covering life, disability, and critical illness cover – is an essential part of financial planning. It provides security for you and your family in the face of unexpected events.
But it is possible to have too much of a good thing.
Unfortunately, your debts don’t just disappear when you die – but they don’t necessarily attach themselves to your loved ones either. Your estate must follow the letter of the law in dealing with all your financial responsibilities before anything is distributed to your heirs.
We are proud to announce that we have launched a new division from 1 March 2025 called Centric Trust Services.
When you see all the debit orders flow out of your account early every month, remember that they are your friend. Or at least some of them are.
Let’s explore the many benefits of putting your wealth creation on autopilot.
Finance writer Morgan Housel points out that when you look back on any aspect of your life, it’s hard to remember your fears and anxieties about something that turned out well in the end.
Managing this short-term uncertainty is one of the most important skills for a successful investor. In this article, we look at how.
It appears that Trump-related investor optimism has dissipated, leaving the US stock market in the red since he took office.
Uncertainty, it seems, is the order of the day and investing for the long-term (but expecting realistic returns) is the only solution.
What is Capital Gains Tax (CGT)? Why do you have to pay it? How is it calculated? And how can you keep its impact on your finances to a minimum?
We’ll answer all these questions and several others in this handy explainer on one of the most poorly understood aspects of our tax law.
The fear of missing out (FOMO) is a powerful emotion for many people. And when it comes to investing, it can be a dangerous one. This is because FOMO creates a strong urge to act impulsively – which can have negative long-term consequences. Disciplined investors are able to keep FOMO
Baby Boomers – those born in the immediate aftermath of WWII – have been around the block a few times.
They’re used to making the most of life, and retirement should be no different.
Donald Trump’s return to the White House was initially greeted with optimism, with local and international markets experiencing a “Trump bump”. However, global economic uncertainties, including not knowing the president’s next move on tariffs and where interest rates will end the year, are creating a challenging environment for investors to
After your passing, the last thing you want is conflict among your heirs and unnecessary legal drama.
Many people shy away from life insurance because they view it as a tax on their current income in order to benefit someone else when they are no longer around.
Born between 1965 and 1980, Gen Xers have lived through times of economic turmoil, making them the first living generation to be worse-prepared for retirement than their parents. But they’re also equipped with some financial planning superpowers: they think on their feet and never take anything for granted.
Your financial health is just as important as your physical health. Yet, while many South Africans work hard to stay fit and eat healthy, they never take the time to check whether their finances are in good shape. ere are four key indicators that’ll help you to assess your financial health and get a sense of your financial position.
April was characterized by intense market upheaval as President Trump set what UBS economist Paul Donovan describes as an erratic “threaten-retreat-threaten-retreat” cycle in motion.
The biggest benefit of small businesses is their adaptability. It’s much easier for a small business to pivot and change course when things are going wrong. But how do you know it’s time to change direction rather than hold the line or even throw in the towel altogether?
Increasingly, South Africans are acquiring foreign assets – investments, bank accounts, properties and the like. If that applies to you, you’ve no doubt wondered whether your local South African will is enough to cover all your assets globally, or if it only applies to your local assets?
An Economic and Market overview of March 2025 from Analytics Consulting.
Here’s a brief overview of how the tabled Budget 2025 proposals will impact individuals and businesses (assuming they come into effect). Professional tax advice has never been more important.
US President Donald Trump’s rapid-fire tariff agenda is upending the global economic and geopolitical order.
Not since World War II has the global trade landscape experienced such significant upheavals.
Long-term insurance – covering life, disability, and critical illness cover – is an essential part of financial planning. It provides security for you and your family in the face of unexpected events.
But it is possible to have too much of a good thing.
Unfortunately, your debts don’t just disappear when you die – but they don’t necessarily attach themselves to your loved ones either. Your estate must follow the letter of the law in dealing with all your financial responsibilities before anything is distributed to your heirs.
We are proud to announce that we have launched a new division from 1 March 2025 called Centric Trust Services.
When you see all the debit orders flow out of your account early every month, remember that they are your friend. Or at least some of them are.
Let’s explore the many benefits of putting your wealth creation on autopilot.
Finance writer Morgan Housel points out that when you look back on any aspect of your life, it’s hard to remember your fears and anxieties about something that turned out well in the end.
Managing this short-term uncertainty is one of the most important skills for a successful investor. In this article, we look at how.
It appears that Trump-related investor optimism has dissipated, leaving the US stock market in the red since he took office.
Uncertainty, it seems, is the order of the day and investing for the long-term (but expecting realistic returns) is the only solution.
What is Capital Gains Tax (CGT)? Why do you have to pay it? How is it calculated? And how can you keep its impact on your finances to a minimum?
We’ll answer all these questions and several others in this handy explainer on one of the most poorly understood aspects of our tax law.
The fear of missing out (FOMO) is a powerful emotion for many people. And when it comes to investing, it can be a dangerous one.
Baby Boomers – those born in the immediate aftermath of WWII – have been around the block a few times.
They’re used to making the most of life, and retirement should be no different.
Donald Trump’s return to the White House was initially greeted with optimism, with local and international markets experiencing a “Trump bump”. However, global economic uncertainties,
After your passing, the last thing you want is conflict among your heirs and unnecessary legal drama.
Many people shy away from life insurance because they view it as a tax on their current income in order to benefit someone else when they are no longer around.
Born between 1965 and 1980, Gen Xers have lived through times of economic turmoil, making them the first living generation to be worse-prepared for retirement than their parents. But they’re also equipped with some financial planning superpowers: they think on their feet and never take anything for granted.
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