Tax is one of the most important aspects of financial planning.
The donations tax allowance is one of the most under-utilised exemptions, and it’s available to everyone.
Read on to find out how to take advantage of it.
The much talked about two pot system for retirement savings hasn’t even come into being. And now government’s proposing a three-pot system (although they’re still calling it a two-pot system).
Read on for an in-depth discussion of the pros and cons of the pending changes to retirement planning in South Africa.
An Economic and Market overview of June 2023 from Analytics Consulting.
South Africa has some serious problems, and there’s little sign of them getting better.
So, what should a South African investor do in this situation?
The results are in, and incredibly, Centric Wealth Advisory has improved on its stellar 2022 showing at the Intellidex Top Private Banks and Wealth Managers Awards.
An Economic and Market overview of May 2023 from Analytics Consulting.
After working for forty years, the time has come to make really important decisions about how you’ll manage your retirement funds to ensure that your golden years are all you’d hoped for.
As always, knowledge is power. Let’s look at the key features of Life and Living Annuities (and the new-fangled combo option) to help you select what’s best for you.
Money can be one of the biggest sources of conflict in a relationship. When partners disagree about how to manage their finances, what to spend on, and how to save, it can create tension that is very difficult to resolve.
Being able to communicate honestly and openly about money should therefore be foundational for any couple. It should be something that is prioritised from the start.
An Economic and Market overview of April 2023 from Analytics Consulting.
When people talk about wealth, they tend to think of material possessions. But true wealth requires a mindset that goes beyond just accumulating money.
Read on to learn how to think differently about wealth and why it is about more than just your finances.
A Living Will is a document describing your preferences for medical treatment if you are terminally ill or critically injured and are unable to communicate.
Read the rest of this article, written by people with first-hand experience of the topic, for a quick crash course…
Many people, when they hear about financial ‘risk’, think automatically about the chance of being defrauded and the horrible prospect of not getting all their money back.
Read on to learn more about the ins and outs of risk – and discover how and when to use it to your advantage.
Many parents worry that it’s too early to talk to their children about money. But the truth is that it is never too early.
Money habits are formed at a very young age. Research shows that many of the ways we think about finances can be formed even before we go to school.
An Economic and Market overview of March 2023 from Analytics Consulting.
There has been a lot of excitement recently about the development of artificial intelligence (AI) language models. The most well-known of them is ChatGPT, which reached 100 million users in just two months after its launch.
People are using the tool for everything from writing documents to complicated computer coding. Many are saying that the productivity gains that AI offers could be remarkable.
Albert Einstein called the magic of compound interest, “the eighth wonder of the world”. He famously stated that “he who understands it, earns it, and he who doesn’t, pays it.”
In other words, compound interest is great when you’re investing and terrible when you’re borrowing.
This article looks at six common barriers to the creation of wealth. Fortunately, all six pitfalls are easy to avoid – it just takes discipline.
We all have a tendency to overestimate our abilities. A lot of the time, this is a good thing. Without any self-confidence, we would struggle to ever find a partner, apply for a job, or try a new hobby.
But there are also times when overconfidence has hazardous results – when we think we know things that we don’t actually know, or believe we know something others don’t.
In this article we look at why this is particularly perilous when it comes to our money and give a very pertinent real-world example.
Kevin Lings, Chief Economist at Stanlib, unpacks the 2023 budget in this 15 minute video.
An Economic and Market overview of January 2023 from Analytics Consulting.
Tax is one of the most important aspects of financial planning.
The donations tax allowance is one of the most under-utilised exemptions, and it’s available to everyone.
Read on to find out how to take advantage of it.
The much talked about two pot system for retirement savings hasn’t even come into being. And now government’s proposing a three-pot system (although they’re still calling it a two-pot system).
Read on for an in-depth discussion of the pros and cons of the pending changes to retirement planning in South Africa.
An Economic and Market overview of June 2023 from Analytics Consulting.
South Africa has some serious problems, and there’s little sign of them getting better.
So, what should a South African investor do in this situation?
The results are in, and incredibly, Centric Wealth Advisory has improved on its stellar 2022 showing at the Intellidex Top Private Banks and Wealth Managers Awards.
An Economic and Market overview of May 2023 from Analytics Consulting.
After working for forty years, the time has come to make really important decisions about how you’ll manage your retirement funds to ensure that your golden years are all you’d hoped for.
As always, knowledge is power. Let’s look at the key features of Life and Living Annuities (and the new-fangled combo option) to help you select what’s best for you.
Money can be one of the biggest sources of conflict in a relationship. When partners disagree about how to manage their finances, what to spend on, and how to save, it can create tension that is very difficult to resolve.
Being able to communicate honestly and openly about money should therefore be foundational for any couple. It should be something that is prioritised from the start.
An Economic and Market overview of April 2023 from Analytics Consulting.
When people talk about wealth, they tend to think of material possessions. But true wealth requires a mindset that goes beyond just accumulating money.
Read on to learn how to think differently about wealth and why it is about more than just your finances.
A Living Will is a document describing your preferences for medical treatment if you are terminally ill or critically injured and are unable to communicate.
Read the rest of this article, written by people with first-hand experience of the topic, for a quick crash course…
Many people, when they hear about financial ‘risk’, think automatically about the chance of being defrauded and the horrible prospect of not getting all their money back.
Read on to learn more about the ins and outs of risk – and discover how and when to use it to your advantage.
Many parents worry that it’s too early to talk to their children about money. But the truth is that it is never too early.
Money habits are formed at a very young age. Research shows that many of the ways we think about finances can be formed even before we go to school.
An Economic and Market overview of March 2023 from Analytics Consulting.
There has been a lot of excitement recently about the development of artificial intelligence (AI) language models. The most well-known of them is ChatGPT, which reached 100 million users in just two months after its launch.
People are using the tool for everything from writing documents to complicated computer coding. Many are saying that the productivity gains that AI offers could be remarkable.
Albert Einstein called the magic of compound interest, “the eighth wonder of the world”. He famously stated that “he who understands it, earns it, and he who doesn’t, pays it.”
In other words, compound interest is great when you’re investing and terrible when you’re borrowing.
This article looks at six common barriers to the creation of wealth. Fortunately, all six pitfalls are easy to avoid – it just takes discipline.
We all have a tendency to overestimate our abilities. A lot of the time, this is a good thing. Without any self-confidence, we would struggle to ever find a partner, apply for a job, or try a new hobby.
But there are also times when overconfidence has hazardous results – when we think we know things that we don’t actually know, or believe we know something others don’t.
In this article we look at why this is particularly perilous when it comes to our money and give a very pertinent real-world example.
Kevin Lings, Chief Economist at Stanlib, unpacks the 2023 budget in this 15 minute video.
An Economic and Market overview of January 2023 from Analytics Consulting.
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