Financial planning is often thought of as merely a numbers game. But while investment returns are an extremely important part of securing a comfortable retirement, there is another kind of return that is equally important.
Some of the best returns you’ll ever get can’t be shown on a chart. They are the deep feelings of joy, connection, and purpose that come from being generous. Read on to find out more about the psychology of generosity
An Economic and Market overview of October 2025 from Advantage.
Gold surged past $4 000 an ounce for the first time ever in October before selling off sharply – but the prevailing consensus among investment and industry experts is that the rally may not be over for investors yet.
Why? Central banks continue to purchase the precious metal, global economic uncertainty remains high, and geopolitical tensions persist.
A recent High Court fight between a mother and her prospective son-in-law over whether or not his R400k payment to her was a gift or a loan provides a timely reminder to never rely on verbal agreements when there’s a lot at stake. Even between friends and relatives!
As the old adage goes, “the bluntest pencil is better than the sharpest mind.” And this unhappy tale is a perfect example of the dangers of not writing everything down to avoid misunderstanding or dispute. We’ll end off by sharing some thoughts on what to include in your agreement.
Few financial topics carry as much emotional weight as deciding how you divide your estate. That’s why it’s so important to have a clearly written will.
In this article we look at some important considerations in crafting a will, and how to come up with something that both accords with your values and reduces the risk of conflict among your heirs.
Have you ever wondered why your career is flourishing, but the value of your investment isn’t? From keeping too much cash on hand and falling for “get rich quick” schemes to confusing wants with needs, many people unknowingly sabotage their financial future.
This article explores common money missteps and offers guidance on building real, lasting prosperity. Because when it comes to your finances, the goal isn’t to look rich – it’s to be rich.
Centric Wealth is proud to announce the launch of our in-house foreign exchange (FOREX) services. While we continue to maintain strong relationships with our trusted external providers, we now offer the capability to manage all inward and outward individual FOREX transactions directly.
An Economic and Market overview of September 2025 from Advantage.
The US Fed delivered its first rate cut since December while the SARB surprised markets by holding rates steady – despite domestic inflation falling to a three-month low of 3.3%.
Global equity markets celebrated the Fed’s dovish pivot, but SA’s pause signals a more cautious approach as local central bankers assess the impact of their repeated cuts since September 2024.
Immense generational wealth can be a blessing or a curse. Worldwide, most super wealthy families squander 90% of their wealth within three generations. But it doesn’t have to be this way. Family offices such as ours specialise in growing, managing, and, above all, respecting the wealth we inherit. And it all starts with family unity. Legacy planning isn’t just for the super wealthy – the same rules apply to all families.
The world of investing can feel like it has its own language. There are many terms and concepts that can feel intimidating to many people.
But reality is often not as complicated as it seems. In this article we provide simple explanations for a number of key concepts, helping you to empower yourself and make more informed investment decisions.
Few threats menace the world of wealth creation as silently, and as corrosively, as FOBO: Fear of Better Options.
Unlike its impulsive cousin FOMO (Fear of Missing Out), FOBO doesn’t drive action. Instead, it whispers, “Wait. Something better might come.” And in that interval, wealth quietly departs.
An Economic and Market overview of August 2025 from Analytics Consulting.
SA equities defied expectations of a market sell-off on the introduction of Donald Trump’s hefty 30% tariffs in early August.
Remarkably, the JSE All Share Index rose 4% to 5% in August and the rand strengthened.
Why? Tariffs were already priced in and domestic fundamentals were supportive.
Let’s talk about the risk of one or more of your heirs finding themselves in financial distress and losing their inheritances to their creditors. How should you go about ensuring that inheritances aren’t subject to attachment by creditors, or seizure by trustees if their estates are sequestrated? Read on for some options…
Why do wealthy people sometimes find it so hard to spend money? A lifetime of habits, fears, or inherited beliefs can make spending feel wrong – even when it enhances relationships or joy.
This article explores how a scarcity mindset can quietly undermine life’s richest experiences. True wealth isn’t just about protecting assets, but using them with intention – to connect, nurture, and thrive. Let us show you how…
There’s been a proliferation of market trading apps in recent years, mostly backed by a message that making money through trading can be easy.
The evidence, however, is quite the opposite.
In this article we look at why almost nobody makes money from day trading, and what smart investors do instead.
An Economic and Market overview of July 2025 from Analytics Consulting.
South Africa’s stock market is hitting new record highs – despite missing out on the flood of foreign equity money looking for a new home. Read more to learn why.
Financial planning is often thought of as merely a numbers game. But while investment returns are an extremely important part of securing a comfortable retirement, there is another kind of return that is equally important.
Some of the best returns you’ll ever get can’t be shown on a chart. They are the deep feelings of joy, connection, and purpose that come from being generous. Read on to find out more about the psychology of generosity
An Economic and Market overview of October 2025 from Advantage.
Gold surged past $4 000 an ounce for the first time ever in October before selling off sharply – but the prevailing consensus among investment and industry experts is that the rally may not be over for investors yet.
Why? Central banks continue to purchase the precious metal, global economic uncertainty remains high, and geopolitical tensions persist.
A recent High Court fight between a mother and her prospective son-in-law over whether or not his R400k payment to her was a gift or a loan provides a timely reminder to never rely on verbal agreements when there’s a lot at stake. Even between friends and relatives!
As the old adage goes, “the bluntest pencil is better than the sharpest mind.” And this unhappy tale is a perfect example of the dangers of not writing everything down to avoid misunderstanding or dispute. We’ll end off by sharing some thoughts on what to include in your agreement.
Few financial topics carry as much emotional weight as deciding how you divide your estate. That’s why it’s so important to have a clearly written will.
In this article we look at some important considerations in crafting a will, and how to come up with something that both accords with your values and reduces the risk of conflict among your heirs.
Have you ever wondered why your career is flourishing, but the value of your investment isn’t? From keeping too much cash on hand and falling for “get rich quick” schemes to confusing wants with needs, many people unknowingly sabotage their financial future.
This article explores common money missteps and offers guidance on building real, lasting prosperity. Because when it comes to your finances, the goal isn’t to look rich – it’s to be rich.
Centric Wealth is proud to announce the launch of our in-house foreign exchange (FOREX) services. While we continue to maintain strong relationships with our trusted external providers, we now offer the capability to manage all inward and outward individual FOREX transactions directly.
An Economic and Market overview of September 2025 from Advantage.
The US Fed delivered its first rate cut since December while the SARB surprised markets by holding rates steady – despite domestic inflation falling to a three-month low of 3.3%.
Global equity markets celebrated the Fed’s dovish pivot, but SA’s pause signals a more cautious approach as local central bankers assess the impact of their repeated cuts since September 2024.
Immense generational wealth can be a blessing or a curse. Worldwide, most super wealthy families squander 90% of their wealth within three generations. But it doesn’t have to be this way. Family offices such as ours specialise in growing, managing, and, above all, respecting the wealth we inherit. And it all starts with family unity. Legacy planning isn’t just for the super wealthy – the same rules apply to all families.
The world of investing can feel like it has its own language. There are many terms and concepts that can feel intimidating to many people.
But reality is often not as complicated as it seems. In this article we provide simple explanations for a number of key concepts, helping you to empower yourself and make more informed investment decisions.
Few threats menace the world of wealth creation as silently, and as corrosively, as FOBO: Fear of Better Options.
Unlike its impulsive cousin FOMO (Fear of Missing Out), FOBO doesn’t drive action. Instead, it whispers, “Wait. Something better might come.” And in that interval, wealth quietly departs.
An Economic and Market overview of August 2025 from Analytics Consulting.
SA equities defied expectations of a market sell-off on the introduction of Donald Trump’s hefty 30% tariffs in early August.
Remarkably, the JSE All Share Index rose 4% to 5% in August and the rand strengthened.
Why? Tariffs were already priced in and domestic fundamentals were supportive.
Let’s talk about the risk of one or more of your heirs finding themselves in financial distress and losing their inheritances to their creditors. How should you go about ensuring that inheritances aren’t subject to attachment by creditors, or seizure by trustees if their estates are sequestrated? Read on for some options…
Why do wealthy people sometimes find it so hard to spend money? A lifetime of habits, fears, or inherited beliefs can make spending feel wrong – even when it enhances relationships or joy.
This article explores how a scarcity mindset can quietly undermine life’s richest experiences. True wealth isn’t just about protecting assets, but using them with intention – to connect, nurture, and thrive. Let us show you how…
There’s been a proliferation of market trading apps in recent years, mostly backed by a message that making money through trading can be easy.
The evidence, however, is quite the opposite.
In this article we look at why almost nobody makes money from day trading, and what smart investors do instead.
An Economic and Market overview of July 2025 from Analytics Consulting.
South Africa’s stock market is hitting new record highs – despite missing out on the flood of foreign equity money looking for a new home. Read more to learn why.
