Economic and Market Overview – December 2025
An Economic and Market overview of November 2025 from Advantage.
NEWSROOM
Market Update: November Delivers Several Early Gifts for SA Investors
As we head into the holiday season, a perfect storm of economic and market developments in November provided South African investors with something they haven’t had in years: genuine reasons for optimism about the year ahead.
However, while local developments may signal SA has turned the corner, investment diversification is still called for against a backdrop of acute global uncertainty.
This Festive Season, Learn how to Talk About Money With Grace
The holiday table is a warm, traditional, and connecting place. But it can also be a pressure cooker for unspoken tensions, especially around money. A question about a new job that is meant to be nice can feel like an inquiry into your pay. A casual remark about a fancy trip can make people judge you in silence.
Read on to find out how to navigate these conversations in a way that doesn’t just keep the peace – but also improves your relationship with money.
From TikTok to Your Wallet: Understanding Social Media Money Trends
Social media has reshaped the way people talk about money. On platforms like TikTok, finance isn’t just spreadsheets and jargon. It’s visual, conversational, and often surprisingly relatable.
In this article, we look at three of the biggest personal finance trends on social media, their advantages, and potential pitfalls.
The Psychology of Generosity
Financial planning is often thought of as merely a numbers game. But while investment returns are an extremely important part of securing a comfortable retirement, there is another kind of return that is equally important.
Some of the best returns you’ll ever get can’t be shown on a chart. They are the deep feelings of joy, connection, and purpose that come from being generous. Read on to find out more about the psychology of generosity
Economic and Market Overview – November 2025
An Economic and Market overview of October 2025 from Advantage.
Market Update: Can Investors Still Benefit From Gold’s Record-Breaking Run?
Gold surged past $4 000 an ounce for the first time ever in October before selling off sharply – but the prevailing consensus among investment and industry experts is that the rally may not be over for investors yet.
Why? Central banks continue to purchase the precious metal, global economic uncertainty remains high, and geopolitical tensions persist.
Gift Vs. Loan: The Devil’s in the Details
A recent High Court fight between a mother and her prospective son-in-law over whether or not his R400k payment to her was a gift or a loan provides a timely reminder to never rely on verbal agreements when there’s a lot at stake. Even between friends and relatives!
As the old adage goes, “the bluntest pencil is better than the sharpest mind.” And this unhappy tale is a perfect example of the dangers of not writing everything down to avoid misunderstanding or dispute. We’ll end off by sharing some thoughts on what to include in your agreement.
Who Should Inherit Your Wealth?
Few financial topics carry as much emotional weight as deciding how you divide your estate. That’s why it’s so important to have a clearly written will.
In this article we look at some important considerations in crafting a will, and how to come up with something that both accords with your values and reduces the risk of conflict among your heirs.
Are You Financially Fluent or Just Faking It?
Have you ever wondered why your career is flourishing, but the value of your investment isn’t? From keeping too much cash on hand and falling for “get rich quick” schemes to confusing wants with needs, many people unknowingly sabotage their financial future.
This article explores common money missteps and offers guidance on building real, lasting prosperity. Because when it comes to your finances, the goal isn’t to look rich – it’s to be rich.
CENTRIC LAUNCHES INTERNAL FOREX SERVICES
Centric Wealth is proud to announce the launch of our in-house foreign exchange (FOREX) services. While we continue to maintain strong relationships with our trusted external providers, we now offer the capability to manage all inward and outward individual FOREX transactions directly.
Economic and Market Overview – October 2025
An Economic and Market overview of September 2025 from Advantage.
Market Update: Central Banks Navigate Divergent Paths as Rate Cycle Turns
The US Fed delivered its first rate cut since December while the SARB surprised markets by holding rates steady – despite domestic inflation falling to a three-month low of 3.3%.
Global equity markets celebrated the Fed’s dovish pivot, but SA’s pause signals a more cautious approach as local central bankers assess the impact of their repeated cuts since September 2024.
Preserving Legacy Beyond Wealth
Immense generational wealth can be a blessing or a curse. Worldwide, most super wealthy families squander 90% of their wealth within three generations. But it doesn’t have to be this way. Family offices such as ours specialise in growing, managing, and, above all, respecting the wealth we inherit. And it all starts with family unity. Legacy planning isn’t just for the super wealthy – the same rules apply to all families.
Empower Yourself by Understanding These Key Investment Terms
The world of investing can feel like it has its own language. There are many terms and concepts that can feel intimidating to many people.
But reality is often not as complicated as it seems. In this article we provide simple explanations for a number of key concepts, helping you to empower yourself and make more informed investment decisions.
FOBO: The Silent Saboteur of Wealth
Few threats menace the world of wealth creation as silently, and as corrosively, as FOBO: Fear of Better Options.
Unlike its impulsive cousin FOMO (Fear of Missing Out), FOBO doesn’t drive action. Instead, it whispers, “Wait. Something better might come.” And in that interval, wealth quietly departs.
Economic and Market Overview – September 2025
An Economic and Market overview of August 2025 from Analytics Consulting.
Market Update: SA Equities Sail Through 30% Tariff Storm
SA equities defied expectations of a market sell-off on the introduction of Donald Trump’s hefty 30% tariffs in early August.
Remarkably, the JSE All Share Index rose 4% to 5% in August and the rand strengthened.
Why? Tariffs were already priced in and domestic fundamentals were supportive.
How Can You Protect Your Heirs’ Inheritances from Their Creditors?
Let’s talk about the risk of one or more of your heirs finding themselves in financial distress and losing their inheritances to their creditors. How should you go about ensuring that inheritances aren’t subject to attachment by creditors, or seizure by trustees if their estates are sequestrated? Read on for some options…
“It’s a Waste of Money”: Even the Rich Can Have a Scarcity Mindset
Why do wealthy people sometimes find it so hard to spend money? A lifetime of habits, fears, or inherited beliefs can make spending feel wrong – even when it enhances relationships or joy.
This article explores how a scarcity mindset can quietly undermine life’s richest experiences. True wealth isn’t just about protecting assets, but using them with intention – to connect, nurture, and thrive. Let us show you how…
Economic and Market Overview – December 2025
An Economic and Market overview of November 2025 from Advantage.
Market Update: November Delivers Several Early Gifts for SA Investors
As we head into the holiday season, a perfect storm of economic and market developments in November provided South African investors with something they haven’t had in years: genuine reasons for optimism about the year ahead.
However, while local developments may signal SA has turned the corner, investment diversification is still called for against a backdrop of acute global uncertainty.
This Festive Season, Learn how to Talk About Money With Grace
The holiday table is a warm, traditional, and connecting place. But it can also be a pressure cooker for unspoken tensions, especially around money. A question about a new job that is meant to be nice can feel like an inquiry into your pay. A casual remark about a fancy trip can make people judge you in silence.
Read on to find out how to navigate these conversations in a way that doesn’t just keep the peace – but also improves your relationship with money.
From TikTok to Your Wallet: Understanding Social Media Money Trends
Social media has reshaped the way people talk about money. On platforms like TikTok, finance isn’t just spreadsheets and jargon. It’s visual, conversational, and often surprisingly relatable.
In this article, we look at three of the biggest personal finance trends on social media, their advantages, and potential pitfalls.
The Psychology of Generosity
Financial planning is often thought of as merely a numbers game. But while investment returns are an extremely important part of securing a comfortable retirement, there is another kind of return that is equally important.
Some of the best returns you’ll ever get can’t be shown on a chart. They are the deep feelings of joy, connection, and purpose that come from being generous. Read on to find out more about the psychology of generosity
Economic and Market Overview – November 2025
An Economic and Market overview of October 2025 from Advantage.
Market Update: Can Investors Still Benefit From Gold’s Record-Breaking Run?
Gold surged past $4 000 an ounce for the first time ever in October before selling off sharply – but the prevailing consensus among investment and industry experts is that the rally may not be over for investors yet.
Why? Central banks continue to purchase the precious metal, global economic uncertainty remains high, and geopolitical tensions persist.
Gift Vs. Loan: The Devil’s in the Details
A recent High Court fight between a mother and her prospective son-in-law over whether or not his R400k payment to her was a gift or a loan provides a timely reminder to never rely on verbal agreements when there’s a lot at stake. Even between friends and relatives!
As the old adage goes, “the bluntest pencil is better than the sharpest mind.” And this unhappy tale is a perfect example of the dangers of not writing everything down to avoid misunderstanding or dispute. We’ll end off by sharing some thoughts on what to include in your agreement.
Who Should Inherit Your Wealth?
Few financial topics carry as much emotional weight as deciding how you divide your estate. That’s why it’s so important to have a clearly written will.
In this article we look at some important considerations in crafting a will, and how to come up with something that both accords with your values and reduces the risk of conflict among your heirs.
Are You Financially Fluent or Just Faking It?
Have you ever wondered why your career is flourishing, but the value of your investment isn’t? From keeping too much cash on hand and falling for “get rich quick” schemes to confusing wants with needs, many people unknowingly sabotage their financial future.
This article explores common money missteps and offers guidance on building real, lasting prosperity. Because when it comes to your finances, the goal isn’t to look rich – it’s to be rich.
CENTRIC LAUNCHES INTERNAL FOREX SERVICES
Centric Wealth is proud to announce the launch of our in-house foreign exchange (FOREX) services. While we continue to maintain strong relationships with our trusted external providers, we now offer the capability to manage all inward and outward individual FOREX transactions directly.
Economic and Market Overview – October 2025
An Economic and Market overview of September 2025 from Advantage.
Market Update: Central Banks Navigate Divergent Paths as Rate Cycle Turns
The US Fed delivered its first rate cut since December while the SARB surprised markets by holding rates steady – despite domestic inflation falling to a three-month low of 3.3%.
Global equity markets celebrated the Fed’s dovish pivot, but SA’s pause signals a more cautious approach as local central bankers assess the impact of their repeated cuts since September 2024.
Preserving Legacy Beyond Wealth
Immense generational wealth can be a blessing or a curse. Worldwide, most super wealthy families squander 90% of their wealth within three generations. But it doesn’t have to be this way. Family offices such as ours specialise in growing, managing, and, above all, respecting the wealth we inherit. And it all starts with family unity. Legacy planning isn’t just for the super wealthy – the same rules apply to all families.
Empower Yourself by Understanding These Key Investment Terms
The world of investing can feel like it has its own language. There are many terms and concepts that can feel intimidating to many people.
But reality is often not as complicated as it seems. In this article we provide simple explanations for a number of key concepts, helping you to empower yourself and make more informed investment decisions.
FOBO: The Silent Saboteur of Wealth
Few threats menace the world of wealth creation as silently, and as corrosively, as FOBO: Fear of Better Options.
Unlike its impulsive cousin FOMO (Fear of Missing Out), FOBO doesn’t drive action. Instead, it whispers, “Wait. Something better might come.” And in that interval, wealth quietly departs.
Economic and Market Overview – September 2025
An Economic and Market overview of August 2025 from Analytics Consulting.
Market Update: SA Equities Sail Through 30% Tariff Storm
SA equities defied expectations of a market sell-off on the introduction of Donald Trump’s hefty 30% tariffs in early August.
Remarkably, the JSE All Share Index rose 4% to 5% in August and the rand strengthened.
Why? Tariffs were already priced in and domestic fundamentals were supportive.
How Can You Protect Your Heirs’ Inheritances from Their Creditors?
Let’s talk about the risk of one or more of your heirs finding themselves in financial distress and losing their inheritances to their creditors. How should you go about ensuring that inheritances aren’t subject to attachment by creditors, or seizure by trustees if their estates are sequestrated? Read on for some options…
“It’s a Waste of Money”: Even the Rich Can Have a Scarcity Mindset
Why do wealthy people sometimes find it so hard to spend money? A lifetime of habits, fears, or inherited beliefs can make spending feel wrong – even when it enhances relationships or joy.
This article explores how a scarcity mindset can quietly undermine life’s richest experiences. True wealth isn’t just about protecting assets, but using them with intention – to connect, nurture, and thrive. Let us show you how…