The 2026 South African Budget, delivered on 25 February 2026, introduces significant tax relief measures effective from 1 March 2026.
This article highlights the key changes and how they impact investors.
An Economic and Market overview of January 2026 from Advantage.
An eventful and eye-opening January served as an early warning for investors. Peace of mind is off the table for now and policy uncertainty, geopolitical shocks, and rapid sentiment shifts are likely to define the year ahead.
Read more for the latest market update.
As investors, we worry about all sorts of things: the state of the economy, the rand, the gold price, and how different funds are performing. But none of these things has as much impact as something we think about a lot less – time.
In this article, we look at why time is the most important consideration in financial markets, based on a lesson we can all learn from perhaps the greatest investor of them all – Warren Buffett.
For decades, South Africans have been told to use a simple formula to figure out how much money they will need in retirement: multiply their annual expenses by 25.
But retirement is different now. People live longer. Inflation is less predictable. The markets are less stable. And the way people spend money is changing.
Read more to learn how we can help with this process.
As we approach the end of the tax year, now is an ideal time to make a few strategic adjustments that can strengthen your financial position.
These steps are simple, high-impact, and designed to help you make the most of the tax incentives available to South Africans.
Read on to make sure you end the tax year right.
An Economic and Market overview of December 2025 from Advantage.
When Donald Trump returned to the White House in January 2025, no one could have imagined what was to come. From imposing the highest tariff rates in a century to orchestrating mass deportations and engineering the longest government shutdown on record, Trump’s leadership upended the post-war world order. (And recent events in Venezuela suggest that 2026 will be no less volatile.)
But instead of derailing financial markets, which would typically be caught off guard by such seismic political and economic policy decisions, it led to a year of headline-driven volatility, yet a seemingly unstoppable market rally.
It’s always been smart to spread your money across different asset types. In the past, that meant finding the right balance of stocks, bonds, and cash.
But today, South African investors are looking beyond these well-known categories and into the growing world of lifestyle assets and alternative investments.
How do these assets help with diversification? Read on to learn more.
The holidays may be over, but the spirit of giving doesn’t have to fade. For many clients, the new year is the perfect time to pause, reflect, and plan…
When it comes to charitable donations you shouldn’t only plan how much to give – but how to give in a way that maximises impact while minimising tax.
As your financial advisers, we can help you design a giving plan that aligns with your charitable values and your tax strategy. Done right, generosity can deliver two wins at once.
Every investment journey starts with good intentions. You want to save more, protect your future, care for your family and give yourself the life you want to lead.
But intentions alone don’t translate into outcomes. For that, you need to be clear about not only what you want to achieve, but why it’s important. Setting SMART (Specific, Measurable, Achievable, Relevant and Time-bound) investment goals can be the difference between good intentions and actual financial progress.
Here’s how to build goals that genuinely move you forward in the year ahead.
An Economic and Market overview of November 2025 from Advantage.
As we head into the holiday season, a perfect storm of economic and market developments in November provided South African investors with something they haven’t had in years: genuine reasons for optimism about the year ahead.
However, while local developments may signal SA has turned the corner, investment diversification is still called for against a backdrop of acute global uncertainty.
The holiday table is a warm, traditional, and connecting place. But it can also be a pressure cooker for unspoken tensions, especially around money. A question about a new job that is meant to be nice can feel like an inquiry into your pay. A casual remark about a fancy trip can make people judge you in silence.
Read on to find out how to navigate these conversations in a way that doesn’t just keep the peace – but also improves your relationship with money.
Social media has reshaped the way people talk about money. On platforms like TikTok, finance isn’t just spreadsheets and jargon. It’s visual, conversational, and often surprisingly relatable.
In this article, we look at three of the biggest personal finance trends on social media, their advantages, and potential pitfalls.
Financial planning is often thought of as merely a numbers game. But while investment returns are an extremely important part of securing a comfortable retirement, there is another kind of return that is equally important.
Some of the best returns you’ll ever get can’t be shown on a chart. They are the deep feelings of joy, connection, and purpose that come from being generous. Read on to find out more about the psychology of generosity
An Economic and Market overview of October 2025 from Advantage.
Gold surged past $4 000 an ounce for the first time ever in October before selling off sharply – but the prevailing consensus among investment and industry experts is that the rally may not be over for investors yet.
Why? Central banks continue to purchase the precious metal, global economic uncertainty remains high, and geopolitical tensions persist.
A recent High Court fight between a mother and her prospective son-in-law over whether or not his R400k payment to her was a gift or a loan provides a timely reminder to never rely on verbal agreements when there’s a lot at stake. Even between friends and relatives!
As the old adage goes, “the bluntest pencil is better than the sharpest mind.” And this unhappy tale is a perfect example of the dangers of not writing everything down to avoid misunderstanding or dispute. We’ll end off by sharing some thoughts on what to include in your agreement.
Few financial topics carry as much emotional weight as deciding how you divide your estate. That’s why it’s so important to have a clearly written will.
In this article we look at some important considerations in crafting a will, and how to come up with something that both accords with your values and reduces the risk of conflict among your heirs.
The 2026 South African Budget, delivered on 25 February 2026, introduces significant tax relief measures effective from 1 March 2026.
This article highlights the key changes and how they impact investors.
An Economic and Market overview of January 2026 from Advantage.
An eventful and eye-opening January served as an early warning for investors. Peace of mind is off the table for now and policy uncertainty, geopolitical shocks, and rapid sentiment shifts are likely to define the year ahead.
Read more for the latest market update.
As investors, we worry about all sorts of things: the state of the economy, the rand, the gold price, and how different funds are performing. But none of these things has as much impact as something we think about a lot less – time.
In this article, we look at why time is the most important consideration in financial markets, based on a lesson we can all learn from perhaps the greatest investor of them all – Warren Buffett.
For decades, South Africans have been told to use a simple formula to figure out how much money they will need in retirement: multiply their annual expenses by 25.
But retirement is different now. People live longer. Inflation is less predictable. The markets are less stable. And the way people spend money is changing.
Read more to learn how we can help with this process.
As we approach the end of the tax year, now is an ideal time to make a few strategic adjustments that can strengthen your financial position.
These steps are simple, high-impact, and designed to help you make the most of the tax incentives available to South Africans.
Read on to make sure you end the tax year right.
An Economic and Market overview of December 2025 from Advantage.
When Donald Trump returned to the White House in January 2025, no one could have imagined what was to come. From imposing the highest tariff rates in a century to orchestrating mass deportations and engineering the longest government shutdown on record, Trump’s leadership upended the post-war world order. (And recent events in Venezuela suggest that 2026 will be no less volatile.)
But instead of derailing financial markets, which would typically be caught off guard by such seismic political and economic policy decisions, it led to a year of headline-driven volatility, yet a seemingly unstoppable market rally.
It’s always been smart to spread your money across different asset types. In the past, that meant finding the right balance of stocks, bonds, and cash.
But today, South African investors are looking beyond these well-known categories and into the growing world of lifestyle assets and alternative investments.
How do these assets help with diversification? Read on to learn more.
The holidays may be over, but the spirit of giving doesn’t have to fade. For many clients, the new year is the perfect time to pause, reflect, and plan…
When it comes to charitable donations you shouldn’t only plan how much to give – but how to give in a way that maximises impact while minimising tax.
As your financial advisers, we can help you design a giving plan that aligns with your charitable values and your tax strategy. Done right, generosity can deliver two wins at once.
Every investment journey starts with good intentions. You want to save more, protect your future, care for your family and give yourself the life you want to lead.
But intentions alone don’t translate into outcomes. For that, you need to be clear about not only what you want to achieve, but why it’s important. Setting SMART (Specific, Measurable, Achievable, Relevant and Time-bound) investment goals can be the difference between good intentions and actual financial progress.
Here’s how to build goals that genuinely move you forward in the year ahead.
An Economic and Market overview of November 2025 from Advantage.
As we head into the holiday season, a perfect storm of economic and market developments in November provided South African investors with something they haven’t had in years: genuine reasons for optimism about the year ahead.
However, while local developments may signal SA has turned the corner, investment diversification is still called for against a backdrop of acute global uncertainty.
The holiday table is a warm, traditional, and connecting place. But it can also be a pressure cooker for unspoken tensions, especially around money. A question about a new job that is meant to be nice can feel like an inquiry into your pay. A casual remark about a fancy trip can make people judge you in silence.
Read on to find out how to navigate these conversations in a way that doesn’t just keep the peace – but also improves your relationship with money.
Social media has reshaped the way people talk about money. On platforms like TikTok, finance isn’t just spreadsheets and jargon. It’s visual, conversational, and often surprisingly relatable.
In this article, we look at three of the biggest personal finance trends on social media, their advantages, and potential pitfalls.
Financial planning is often thought of as merely a numbers game. But while investment returns are an extremely important part of securing a comfortable retirement, there is another kind of return that is equally important.
Some of the best returns you’ll ever get can’t be shown on a chart. They are the deep feelings of joy, connection, and purpose that come from being generous. Read on to find out more about the psychology of generosity
An Economic and Market overview of October 2025 from Advantage.
Gold surged past $4 000 an ounce for the first time ever in October before selling off sharply – but the prevailing consensus among investment and industry experts is that the rally may not be over for investors yet.
Why? Central banks continue to purchase the precious metal, global economic uncertainty remains high, and geopolitical tensions persist.
A recent High Court fight between a mother and her prospective son-in-law over whether or not his R400k payment to her was a gift or a loan provides a timely reminder to never rely on verbal agreements when there’s a lot at stake. Even between friends and relatives!
As the old adage goes, “the bluntest pencil is better than the sharpest mind.” And this unhappy tale is a perfect example of the dangers of not writing everything down to avoid misunderstanding or dispute. We’ll end off by sharing some thoughts on what to include in your agreement.
Few financial topics carry as much emotional weight as deciding how you divide your estate. That’s why it’s so important to have a clearly written will.
In this article we look at some important considerations in crafting a will, and how to come up with something that both accords with your values and reduces the risk of conflict among your heirs.
