What could a childhood board game possibly have to do with investment advice? Quite a lot, it turns out.
Uncertainty has always been a feature of human history. But in recent years, the volatility has ramped up several notches. Change is everywhere, it seems, and there’s always a fresh crisis around the corner. But amid all the turmoil there is also opportunity. You just have to be prepared to land on a few snakes…
Since bombs first fell on Iran in late February, causing most asset prices to tumble, the question on everyone’s lips has been: How long will the war last? The truth is nobody knows. With intense uncertainty about the endgame of the war now the biggest factor in global financial markets, here are five key considerations for investors when it seems there’s no end in sight.
The 2026 Budget was greeted with wide acclaim, but not much was made of the seemingly insignificant increase of the annual CGT exclusion from R40,000 to R50,000.
It might not seem like much, but the extra R10,000 will make rebalancing your portfolio every year more important than ever. As any yachtsman will tell you, the only way to reach your final destination is to make continual small adjustments along the way.
An Economic and Market overview of February 2026 from Chrome.
In February, the landmark Supreme Court ruling reining in the US President’s tariff powers was initially greeted with excitement. But Trump swiftly announced a global 10% tariff, before upping it to 15%. This highlights the nature of the perma-crisis we are living through: it’s the relentless uncertainty, not the tariffs themselves, that inflicts the most serious damage. Find out what that means for investors.
Upcoming changes from the UK government mean that the opportunity to make low‑cost Class 2 voluntary National Insurance contributions from abroad is ending on 6 April 2026.
Read more on these changes
Good news at last. Budget 2026 wasn’t just delivered on time, it also contained plenty to make South African investors smile.
There is also real optimism about the country’s economic growth prospects. So much so that Budget 2026 has been called a fiscal turning point for SA, as important milestones are achieved. Read more good news from the Budget here…
The long-awaited Conduct of Financial Institutions (COFI) Bill is set to be tabled in parliament in the next couple of months.
While FSPs will be scrambling to update their policies and processes during the three-year transition period, consumers can look forward to getting fairer results at every step of the financial journey.
Read on for the lowdown.
Retirement has long been seen as a binary switch: you worked until 60 or 65, and then shuffled off to live off your pension.
But so much has changed. Economic shifts, increased longevity, and the “fractionalisation” of the workplace have birthed a new era: The “grey zone”. In this article, we explore why it’s time to look at retirement in a completely different way.
The 2026 South African Budget, delivered on 25 February 2026, introduces significant tax relief measures effective from 1 March 2026.
This article highlights the key changes and how they impact investors.
An Economic and Market overview of January 2026 from Advantage.
An eventful and eye-opening January served as an early warning for investors. Peace of mind is off the table for now and policy uncertainty, geopolitical shocks, and rapid sentiment shifts are likely to define the year ahead.
Read more for the latest market update.
As investors, we worry about all sorts of things: the state of the economy, the rand, the gold price, and how different funds are performing. But none of these things has as much impact as something we think about a lot less – time.
In this article, we look at why time is the most important consideration in financial markets, based on a lesson we can all learn from perhaps the greatest investor of them all – Warren Buffett.
For decades, South Africans have been told to use a simple formula to figure out how much money they will need in retirement: multiply their annual expenses by 25.
But retirement is different now. People live longer. Inflation is less predictable. The markets are less stable. And the way people spend money is changing.
Read more to learn how we can help with this process.
As we approach the end of the tax year, now is an ideal time to make a few strategic adjustments that can strengthen your financial position.
These steps are simple, high-impact, and designed to help you make the most of the tax incentives available to South Africans.
Read on to make sure you end the tax year right.
An Economic and Market overview of December 2025 from Advantage.
When Donald Trump returned to the White House in January 2025, no one could have imagined what was to come. From imposing the highest tariff rates in a century to orchestrating mass deportations and engineering the longest government shutdown on record, Trump’s leadership upended the post-war world order. (And recent events in Venezuela suggest that 2026 will be no less volatile.)
But instead of derailing financial markets, which would typically be caught off guard by such seismic political and economic policy decisions, it led to a year of headline-driven volatility, yet a seemingly unstoppable market rally.
It’s always been smart to spread your money across different asset types. In the past, that meant finding the right balance of stocks, bonds, and cash.
But today, South African investors are looking beyond these well-known categories and into the growing world of lifestyle assets and alternative investments.
How do these assets help with diversification? Read on to learn more.
The holidays may be over, but the spirit of giving doesn’t have to fade. For many clients, the new year is the perfect time to pause, reflect, and plan…
When it comes to charitable donations you shouldn’t only plan how much to give – but how to give in a way that maximises impact while minimising tax.
As your financial advisers, we can help you design a giving plan that aligns with your charitable values and your tax strategy. Done right, generosity can deliver two wins at once.
Every investment journey starts with good intentions. You want to save more, protect your future, care for your family and give yourself the life you want to lead.
But intentions alone don’t translate into outcomes. For that, you need to be clear about not only what you want to achieve, but why it’s important. Setting SMART (Specific, Measurable, Achievable, Relevant and Time-bound) investment goals can be the difference between good intentions and actual financial progress.
Here’s how to build goals that genuinely move you forward in the year ahead.
What could a childhood board game possibly have to do with investment advice? Quite a lot, it turns out.
Uncertainty has always been a feature of human history. But in recent years, the volatility has ramped up several notches. Change is everywhere, it seems, and there’s always a fresh crisis around the corner. But amid all the turmoil there is also opportunity. You just have to be prepared to land on a few snakes…
Since bombs first fell on Iran in late February, causing most asset prices to tumble, the question on everyone’s lips has been: How long will the war last? The truth is nobody knows. With intense uncertainty about the endgame of the war now the biggest factor in global financial markets, here are five key considerations for investors when it seems there’s no end in sight.
The 2026 Budget was greeted with wide acclaim, but not much was made of the seemingly insignificant increase of the annual CGT exclusion from R40,000 to R50,000.
It might not seem like much, but the extra R10,000 will make rebalancing your portfolio every year more important than ever. As any yachtsman will tell you, the only way to reach your final destination is to make continual small adjustments along the way.
An Economic and Market overview of February 2026 from Chrome.
In February, the landmark Supreme Court ruling reining in the US President’s tariff powers was initially greeted with excitement. But Trump swiftly announced a global 10% tariff, before upping it to 15%. This highlights the nature of the perma-crisis we are living through: it’s the relentless uncertainty, not the tariffs themselves, that inflicts the most serious damage. Find out what that means for investors.
Upcoming changes from the UK government mean that the opportunity to make low‑cost Class 2 voluntary National Insurance contributions from abroad is ending on 6 April 2026.
Read more on these changes
Good news at last. Budget 2026 wasn’t just delivered on time, it also contained plenty to make South African investors smile.
There is also real optimism about the country’s economic growth prospects. So much so that Budget 2026 has been called a fiscal turning point for SA, as important milestones are achieved. Read more good news from the Budget here…
The long-awaited Conduct of Financial Institutions (COFI) Bill is set to be tabled in parliament in the next couple of months.
While FSPs will be scrambling to update their policies and processes during the three-year transition period, consumers can look forward to getting fairer results at every step of the financial journey.
Read on for the lowdown.
Retirement has long been seen as a binary switch: you worked until 60 or 65, and then shuffled off to live off your pension.
But so much has changed. Economic shifts, increased longevity, and the “fractionalisation” of the workplace have birthed a new era: The “grey zone”. In this article, we explore why it’s time to look at retirement in a completely different way.
The 2026 South African Budget, delivered on 25 February 2026, introduces significant tax relief measures effective from 1 March 2026.
This article highlights the key changes and how they impact investors.
An Economic and Market overview of January 2026 from Advantage.
An eventful and eye-opening January served as an early warning for investors. Peace of mind is off the table for now and policy uncertainty, geopolitical shocks, and rapid sentiment shifts are likely to define the year ahead.
Read more for the latest market update.
As investors, we worry about all sorts of things: the state of the economy, the rand, the gold price, and how different funds are performing. But none of these things has as much impact as something we think about a lot less – time.
In this article, we look at why time is the most important consideration in financial markets, based on a lesson we can all learn from perhaps the greatest investor of them all – Warren Buffett.
For decades, South Africans have been told to use a simple formula to figure out how much money they will need in retirement: multiply their annual expenses by 25.
But retirement is different now. People live longer. Inflation is less predictable. The markets are less stable. And the way people spend money is changing.
Read more to learn how we can help with this process.
As we approach the end of the tax year, now is an ideal time to make a few strategic adjustments that can strengthen your financial position.
These steps are simple, high-impact, and designed to help you make the most of the tax incentives available to South Africans.
Read on to make sure you end the tax year right.
An Economic and Market overview of December 2025 from Advantage.
When Donald Trump returned to the White House in January 2025, no one could have imagined what was to come. From imposing the highest tariff rates in a century to orchestrating mass deportations and engineering the longest government shutdown on record, Trump’s leadership upended the post-war world order. (And recent events in Venezuela suggest that 2026 will be no less volatile.)
But instead of derailing financial markets, which would typically be caught off guard by such seismic political and economic policy decisions, it led to a year of headline-driven volatility, yet a seemingly unstoppable market rally.
It’s always been smart to spread your money across different asset types. In the past, that meant finding the right balance of stocks, bonds, and cash.
But today, South African investors are looking beyond these well-known categories and into the growing world of lifestyle assets and alternative investments.
How do these assets help with diversification? Read on to learn more.
The holidays may be over, but the spirit of giving doesn’t have to fade. For many clients, the new year is the perfect time to pause, reflect, and plan…
When it comes to charitable donations you shouldn’t only plan how much to give – but how to give in a way that maximises impact while minimising tax.
As your financial advisers, we can help you design a giving plan that aligns with your charitable values and your tax strategy. Done right, generosity can deliver two wins at once.
Every investment journey starts with good intentions. You want to save more, protect your future, care for your family and give yourself the life you want to lead.
But intentions alone don’t translate into outcomes. For that, you need to be clear about not only what you want to achieve, but why it’s important. Setting SMART (Specific, Measurable, Achievable, Relevant and Time-bound) investment goals can be the difference between good intentions and actual financial progress.
Here’s how to build goals that genuinely move you forward in the year ahead.
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