It’s still a coin toss when it comes to predicting the US election outcome – and financial markets don’t like unpredictability. You can expect election-based volatility in the run up to the US elections and immediately after that. The bottom line? Investors should focus on the long term and ride
Divorce is a significant life event that changes everything – including what happens to your possessions when you pass away. While it may not be the first thing on your mind, reviewing your will after a divorce is the only way to ensure that your wishes are recognised and that
Many South African investors have a strong affinity for gold. And the recent gains in the gold price have also got a lot of people excited. Gold has never looked this good. But it’s important to understand that while gold itself is easy to understand, there is a lot to
Everybody knows somebody who’s always eager to talk about their latest, best investment. But is it a good idea to share your investment strategy at your book club or around the braai? In this article, we look at why discussing your financial plan with others runs the risk of being
Stock markets ended the month on a high note as the likelihood of September rate cuts in the US and SA increased substantially. A US rate cut is more of a certainty than a South African one, and geopolitics could change the picture. However, there is still cause for cautious
As your wheel of life turns, your financial needs, goals and focuses change. In the early years, you’re absorbed by accumulating assets. Then, the focus shifts to wealth preservation. And eventually, the transfer of wealth becomes your number one priority. No surprise, then, that each of these stages requires its
Insurance is never the most exciting thing to talk about. But given the growing financial risks in today’s world, it’s worth considering whether you have all the insurance you might need. While anyone with a good financial plan should have considered the major risks that are covered by traditional insurance
As financial advisors we work with lots of different people. Although no two situations are identical, we do see the same themes coming up again and again. For this article we asked some of our colleagues in the South African financial planning industry to share a memorable client story. Do
The Magnificent Seven mega-tech stocks responsible for much of the equity optimism around the globe this year sold off significantly in July – bringing the rest of the US stock market down and sending other markets into the red for the month. Investors are wondering whether it’s a temporary blip
We’re ready to help you navigate the “three-pot system,” (often referred to as a two-pot system) which will be implemented on 1 September this year. This change in the law is meant to help you harmonise your long-term savings with short-term financial agility, enabling you to navigate immediate financial challenges
You spend your whole life planning for your retirement, getting your head around the pros and cons of the various retirement investment vehicles. And then you turn 65 and there’s a whole new world of products to familiarise yourself with. This nifty guide will help you navigate the essential post-retirement
In today’s digital age, phishing scams have become a significant threat to investors. These scams often involve fraudsters impersonating legitimate financial services companies to steal personal information or funds. In this article, we look at some real examples from the industry and explore practical strategies to avoid falling victim to
The “marshmallow effect” gets its name from a fascinating 1960s experiment which used marshmallows to test preschoolers’ ability to delay gratification. In financial planning, delayed gratification means resisting the temptation to spend money immediately and instead saving or investing for future benefits. This article explains how to measure your ability
South Africa’s momentous elections will impact financial markets for months to come, we just can’t predict how. Even if an investor-friendly coalition is agreed in the next week, you can still expect plenty of ups and downs. Foreign investors may dip in and out based on their risk appetite, but
When discussing investing, we often picture ourselves as logical beings, making decisions based on cold, hard facts rather than warm, fuzzy feelings. But let’s face it: even the most seasoned investors can sometimes let emotions sneak in and take the wheel, steering us towards financial fiascos. Investing isn’t just a
Being able to retire comfortably is the ultimate goal. But getting there will require familiarising yourself with a few different financial vehicles. What’s the difference between a pension fund and a provident fund? And how will the two-pot system change things? Read on for a primer on some of
Managing personal finances is a real challenge for many people who find themselves part of “the sandwich generation”. When there are expectations from your children, your parents and even your wider family that you will support them financially, how do you cope? In this article, we look at a question
Global stock markets blinked in April for the first time since last October. This came in the face of growing geopolitical, economic and financial risks after rallying strongly for the first three months of the year.
Need to Know: Annualised Returns Versus Internal Rates of Return.
When you have your reviews with us, you’ll likely be told about the Annualised Rate of Return (ARR) and Internal Rate of Returns (IRR) of your investments.
Do You and Your Partner Share the Same Money Values?
Money can be one of the most contentious issues in a relationship. Yet often couples don’t think about where they agree about financial matters and where they don’t.
It’s still a coin toss when it comes to predicting the US election outcome – and financial markets don’t like unpredictability. You can expect election-based
Divorce is a significant life event that changes everything – including what happens to your possessions when you pass away. While it may not be
Many South African investors have a strong affinity for gold. And the recent gains in the gold price have also got a lot of people
Everybody knows somebody who’s always eager to talk about their latest, best investment. But is it a good idea to share your investment strategy at
Stock markets ended the month on a high note as the likelihood of September rate cuts in the US and SA increased substantially. A US
As your wheel of life turns, your financial needs, goals and focuses change. In the early years, you’re absorbed by accumulating assets. Then, the focus
Insurance is never the most exciting thing to talk about. But given the growing financial risks in today’s world, it’s worth considering whether you have
As financial advisors we work with lots of different people. Although no two situations are identical, we do see the same themes coming up again
The Magnificent Seven mega-tech stocks responsible for much of the equity optimism around the globe this year sold off significantly in July – bringing the
We’re ready to help you navigate the “three-pot system,” (often referred to as a two-pot system) which will be implemented on 1 September this year.
You spend your whole life planning for your retirement, getting your head around the pros and cons of the various retirement investment vehicles. And then
In today’s digital age, phishing scams have become a significant threat to investors. These scams often involve fraudsters impersonating legitimate financial services companies to steal
The “marshmallow effect” gets its name from a fascinating 1960s experiment which used marshmallows to test preschoolers’ ability to delay gratification. In financial planning, delayed
South Africa’s momentous elections will impact financial markets for months to come, we just can’t predict how. Even if an investor-friendly coalition is agreed in
When discussing investing, we often picture ourselves as logical beings, making decisions based on cold, hard facts rather than warm, fuzzy feelings. But let’s face
Being able to retire comfortably is the ultimate goal. But getting there will require familiarising yourself with a few different financial vehicles. What’s the difference
Managing personal finances is a real challenge for many people who find themselves part of “the sandwich generation”. When there are expectations from your children,
Global stock markets blinked in April for the first time since last October. This came in the face of growing geopolitical, economic and financial risks after rallying strongly for the first three months of the year.
Need to Know: Annualised Returns Versus Internal Rates of Return.
When you have your reviews with us, you’ll likely be told about the Annualised Rate of Return (ARR) and Internal Rate of Returns (IRR) of your investments.
Do You and Your Partner Share the Same Money Values?
Money can be one of the most contentious issues in a relationship. Yet often couples don’t think about where they agree about financial matters and where they don’t.
Please be aware of individuals impersonating Centric Wealth Advisory on Instagram, Telegram and other social media platforms. We do not solicit investments, request deposits or facilitate investment transactions through social media. If you are contacted by someone claiming to represent Centric Wealth Advisory, do not transfer funds or share personal information. Please verify any communication using the official contact details published on this website.
