Money can be one of the biggest sources of conflict in a relationship. When partners disagree about how to manage their finances, what to spend on, and how to save, it can create tension that is very difficult to resolve.
Being able to communicate honestly and openly about money should therefore be foundational for any couple. It should be something that is prioritised from the start.
An Economic and Market overview of April 2023 from Analytics Consulting.
When people talk about wealth, they tend to think of material possessions. But true wealth requires a mindset that goes beyond just accumulating money.
Read on to learn how to think differently about wealth and why it is about more than just your finances.
A Living Will is a document describing your preferences for medical treatment if you are terminally ill or critically injured and are unable to communicate.
Read the rest of this article, written by people with first-hand experience of the topic, for a quick crash course…
Many people, when they hear about financial ‘risk’, think automatically about the chance of being defrauded and the horrible prospect of not getting all their money back.
Read on to learn more about the ins and outs of risk – and discover how and when to use it to your advantage.
Many parents worry that it’s too early to talk to their children about money. But the truth is that it is never too early.
Money habits are formed at a very young age. Research shows that many of the ways we think about finances can be formed even before we go to school.
An Economic and Market overview of March 2023 from Analytics Consulting.
There has been a lot of excitement recently about the development of artificial intelligence (AI) language models. The most well-known of them is ChatGPT, which reached 100 million users in just two months after its launch.
People are using the tool for everything from writing documents to complicated computer coding. Many are saying that the productivity gains that AI offers could be remarkable.
Albert Einstein called the magic of compound interest, “the eighth wonder of the world”. He famously stated that “he who understands it, earns it, and he who doesn’t, pays it.”
In other words, compound interest is great when you’re investing and terrible when you’re borrowing.
This article looks at six common barriers to the creation of wealth. Fortunately, all six pitfalls are easy to avoid – it just takes discipline.
We all have a tendency to overestimate our abilities. A lot of the time, this is a good thing. Without any self-confidence, we would struggle to ever find a partner, apply for a job, or try a new hobby.
But there are also times when overconfidence has hazardous results – when we think we know things that we don’t actually know, or believe we know something others don’t.
In this article we look at why this is particularly perilous when it comes to our money and give a very pertinent real-world example.
Kevin Lings, Chief Economist at Stanlib, unpacks the 2023 budget in this 15 minute video.
An Economic and Market overview of January 2023 from Analytics Consulting.
The South African economy represents less than 1% of global economic activity and returns on local equity have been average over the last few years.
Investing offshore – over and above the contributions to your local retirement fund – is crucial. A healthy portfolio should be split across regions and currencies to hedge against the depreciating rand, and to gain from higher economic growth in other jurisdictions. But with Regulation 28 blocking the way, what other options do you have?
This month we explain how endowments work.
What do you think of when you hear the word ‘fire’? Smoke and helicopters, the sound of a gun? The feeling in the back of your throat when you take a sip of whisky? Maybe even being fired in a recessionary economy? All pretty negative stuff, apart from the whisky…
But we’re not talking about actual flames. FIRE is an acronym for Financial Independence, Retire Early. It’s about maximising your saving power through reduced spending, greater earnings and wise investment. Read on to find out how it works.
An Economic and Market overview of December 2022 from Analytics Consulting.
I think I’m probably right in saying that 2022 was a hectic year for all of us. But for me it also involved the birth of my third child and, a week before my 41st birthday, a small stroke.
An Economic and Market overview of November 2022 from Analytics Consulting.
Perhaps the most common way to measure investment risk is to use volatility. When markets are talked about as being volatile, it’s usually shorthand for saying that risk is high, or that investors are unusually nervous.
But what exactly is volatility, what does it measure, and why is it seen as the same thing as risk? Is it always the most useful way to think about how risky an investment is?
In this article, we look to answer these questions. And to provide some insight into why, despite being a useful tool, volatility shouldn’t be the only way anyone ever thinks about risk.
Whether you’re looking for Christmas presents or just something for yourself over the festive season break, a good book is always worthwhile.
There are many good books about personal finance that have been written over the years. Some have become incredibly popular and made their authors remarkably – although not always healthily – famous.
In this article we look at three books that aren’t as well known … But that still contain some very useful insights for anybody who has an interest in improving their financial wellbeing and the financial wellbeing of their families.
Money can be one of the biggest sources of conflict in a relationship. When partners disagree about how to manage their finances, what to spend on, and how to save, it can create tension that is very difficult to resolve.
Being able to communicate honestly and openly about money should therefore be foundational for any couple. It should be something that is prioritised from the start.
An Economic and Market overview of April 2023 from Analytics Consulting.
When people talk about wealth, they tend to think of material possessions. But true wealth requires a mindset that goes beyond just accumulating money.
Read on to learn how to think differently about wealth and why it is about more than just your finances.
A Living Will is a document describing your preferences for medical treatment if you are terminally ill or critically injured and are unable to communicate.
Read the rest of this article, written by people with first-hand experience of the topic, for a quick crash course…
Many people, when they hear about financial ‘risk’, think automatically about the chance of being defrauded and the horrible prospect of not getting all their money back.
Read on to learn more about the ins and outs of risk – and discover how and when to use it to your advantage.
Many parents worry that it’s too early to talk to their children about money. But the truth is that it is never too early.
Money habits are formed at a very young age. Research shows that many of the ways we think about finances can be formed even before we go to school.
An Economic and Market overview of March 2023 from Analytics Consulting.
There has been a lot of excitement recently about the development of artificial intelligence (AI) language models. The most well-known of them is ChatGPT, which reached 100 million users in just two months after its launch.
People are using the tool for everything from writing documents to complicated computer coding. Many are saying that the productivity gains that AI offers could be remarkable.
Albert Einstein called the magic of compound interest, “the eighth wonder of the world”. He famously stated that “he who understands it, earns it, and he who doesn’t, pays it.”
In other words, compound interest is great when you’re investing and terrible when you’re borrowing.
This article looks at six common barriers to the creation of wealth. Fortunately, all six pitfalls are easy to avoid – it just takes discipline.
We all have a tendency to overestimate our abilities. A lot of the time, this is a good thing. Without any self-confidence, we would struggle to ever find a partner, apply for a job, or try a new hobby.
But there are also times when overconfidence has hazardous results – when we think we know things that we don’t actually know, or believe we know something others don’t.
In this article we look at why this is particularly perilous when it comes to our money and give a very pertinent real-world example.
Kevin Lings, Chief Economist at Stanlib, unpacks the 2023 budget in this 15 minute video.
An Economic and Market overview of January 2023 from Analytics Consulting.
The South African economy represents less than 1% of global economic activity and returns on local equity have been average over the last few years.
Investing offshore – over and above the contributions to your local retirement fund – is crucial. A healthy portfolio should be split across regions and currencies to hedge against the depreciating rand, and to gain from higher economic growth in other jurisdictions. But with Regulation 28 blocking the way, what other options do you have?
This month we explain how endowments work.
What do you think of when you hear the word ‘fire’? Smoke and helicopters, the sound of a gun? The feeling in the back of your throat when you take a sip of whisky? Maybe even being fired in a recessionary economy? All pretty negative stuff, apart from the whisky…
But we’re not talking about actual flames. FIRE is an acronym for Financial Independence, Retire Early. It’s about maximising your saving power through reduced spending, greater earnings and wise investment. Read on to find out how it works.
An Economic and Market overview of December 2022 from Analytics Consulting.
I think I’m probably right in saying that 2022 was a hectic year for all of us. But for me it also involved the birth of my third child and, a week before my 41st birthday, a small stroke.
An Economic and Market overview of November 2022 from Analytics Consulting.
Perhaps the most common way to measure investment risk is to use volatility. When markets are talked about as being volatile, it’s usually shorthand for saying that risk is high, or that investors are unusually nervous.
But what exactly is volatility, what does it measure, and why is it seen as the same thing as risk? Is it always the most useful way to think about how risky an investment is?
In this article, we look to answer these questions. And to provide some insight into why, despite being a useful tool, volatility shouldn’t be the only way anyone ever thinks about risk.
Whether you’re looking for Christmas presents or just something for yourself over the festive season break, a good book is always worthwhile.
There are many good books about personal finance that have been written over the years. Some have become incredibly popular and made their authors remarkably – although not always healthily – famous.
In this article we look at three books that aren’t as well known … But that still contain some very useful insights for anybody who has an interest in improving their financial wellbeing and the financial wellbeing of their families.
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