Gold surged past $4 000 an ounce for the first time ever in October before selling off sharply – but the prevailing consensus among investment and industry experts is that the rally may not be over for investors yet.
Why? Central banks continue to purchase the precious metal, global economic uncertainty remains high, and geopolitical tensions persist.
A recent High Court fight between a mother and her prospective son-in-law over whether or not his R400k payment to her was a gift or a loan provides a timely reminder to never rely on verbal agreements when there’s a lot at stake. Even between friends and relatives!
As the old adage goes, “the bluntest pencil is better than the sharpest mind.” And this unhappy tale is a perfect example of the dangers of not writing everything down to avoid misunderstanding or dispute. We’ll end off by sharing some thoughts on what to include in your agreement.
SA equities defied expectations of a market sell-off on the introduction of Donald Trump’s hefty 30% tariffs in early August.
Remarkably, the JSE All Share Index rose 4% to 5% in August and the rand strengthened.
Why? Tariffs were already priced in and domestic fundamentals were supportive.
There’s been a proliferation of market trading apps in recent years, mostly backed by a message that making money through trading can be easy.
The evidence, however, is quite the opposite.
In this article we look at why almost nobody makes money from day trading, and what smart investors do instead.
The biggest benefit of small businesses is their adaptability. It’s much easier for a small business to pivot and change course when things are going wrong. But how do you know it’s time to change direction rather than hold the line or even throw in the towel altogether?
A recent survey from the US reveals that people who do endurance sport as a hobby earn three times more than the average person. Surprising? Initially, perhaps. But when you look closer, the traits that fuel success on the trail often mirror those that drive wealth building. Read on for
Insurance is never the most exciting thing to talk about. But given the growing financial risks in today’s world, it’s worth considering whether you have all the insurance you might need. While anyone with a good financial plan should have considered the major risks that are covered by traditional insurance
While the budget has been largely viewed as prudent, there were few surprises and little in the form of good news for individuals in Minister Godongwana’s speech.
Most financial theories and investment plans are based on the idea that investors are rational beings who consistently make decisions that are in their best interests.
There’s just one catch – we aren’t, and we don’t.
Many retirement and insurance products allow you to nominate beneficiaries – the people you would like to receive the proceeds, should you pass away.
Read on for a rundown of some of the key considerations.
Many people are put off budgeting because they think it is just about limiting what they can spend their money on. They see it as a constraint.
That’s why it’s a good idea to think about budgeting differently – not in terms of what you can’t spend on, but rather directing money towards what is most important to you.
While the words “rich” and “wealthy” are often used interchangeably, they should be seen as different things.
True wealth goes beyond just having money. It encapsulates living a life that focuses on all aspects of your wellbeing.
Whether you’re looking for Christmas presents or just something for yourself over the festive season break, a good book is always worthwhile.
There are many good books about personal finance that have been written over the years. Some have become incredibly popular and made their authors remarkably – although not always healthily – famous.
In this article we look at three books that aren’t as well known … But that still contain some very useful insights for anybody who has an interest in improving their financial wellbeing and the financial wellbeing of their families.
Anyone keeping an eye on the stock market will know that 2022 has been very different to 2021.
Over the past 18 months, the cost of living has surged globally, with world inflation rising sharply from an average of less than 2% in 2020 to over 9% currently. This increase in inflation is evident within both developed as well as emerging markets, and in some countries, inflation is the highest it has been in four decades.
Gold surged past $4 000 an ounce for the first time ever in October before selling off sharply – but the prevailing consensus among investment and industry experts is that the rally may not be over for investors yet.
Why? Central banks continue to purchase the precious metal, global economic uncertainty remains high, and geopolitical tensions persist.
A recent High Court fight between a mother and her prospective son-in-law over whether or not his R400k payment to her was a gift or a loan provides a timely reminder to never rely on verbal agreements when there’s a lot at stake. Even between friends and relatives!
As the old adage goes, “the bluntest pencil is better than the sharpest mind.” And this unhappy tale is a perfect example of the dangers of not writing everything down to avoid misunderstanding or dispute. We’ll end off by sharing some thoughts on what to include in your agreement.
SA equities defied expectations of a market sell-off on the introduction of Donald Trump’s hefty 30% tariffs in early August.
Remarkably, the JSE All Share Index rose 4% to 5% in August and the rand strengthened.
Why? Tariffs were already priced in and domestic fundamentals were supportive.
There’s been a proliferation of market trading apps in recent years, mostly backed by a message that making money through trading can be easy.
The evidence, however, is quite the opposite.
In this article we look at why almost nobody makes money from day trading, and what smart investors do instead.
The biggest benefit of small businesses is their adaptability. It’s much easier for a small business to pivot and change course when things are going wrong. But how do you know it’s time to change direction rather than hold the line or even throw in the towel altogether?
A recent survey from the US reveals that people who do endurance sport as a hobby earn three times more than the average person. Surprising?
Insurance is never the most exciting thing to talk about. But given the growing financial risks in today’s world, it’s worth considering whether you have
While the budget has been largely viewed as prudent, there were few surprises and little in the form of good news for individuals in Minister Godongwana’s speech.
Most financial theories and investment plans are based on the idea that investors are rational beings who consistently make decisions that are in their best interests.
There’s just one catch – we aren’t, and we don’t.
Many retirement and insurance products allow you to nominate beneficiaries – the people you would like to receive the proceeds, should you pass away.
Read on for a rundown of some of the key considerations.
Many people are put off budgeting because they think it is just about limiting what they can spend their money on. They see it as a constraint.
That’s why it’s a good idea to think about budgeting differently – not in terms of what you can’t spend on, but rather directing money towards what is most important to you.
While the words “rich” and “wealthy” are often used interchangeably, they should be seen as different things.
True wealth goes beyond just having money. It encapsulates living a life that focuses on all aspects of your wellbeing.
Whether you’re looking for Christmas presents or just something for yourself over the festive season break, a good book is always worthwhile.
There are many good books about personal finance that have been written over the years. Some have become incredibly popular and made their authors remarkably – although not always healthily – famous.
In this article we look at three books that aren’t as well known … But that still contain some very useful insights for anybody who has an interest in improving their financial wellbeing and the financial wellbeing of their families.
Anyone keeping an eye on the stock market will know that 2022 has been very different to 2021.
Over the past 18 months, the cost of living has surged globally, with world inflation rising sharply from an average of less than 2% in 2020 to over 9% currently. This increase in inflation is evident within both developed as well as emerging markets, and in some countries, inflation is the highest it has been in four decades.
