Budget 2025: How It Affects You and Your Business
Here’s a brief overview of how the tabled Budget 2025 proposals will impact individuals and businesses (assuming they come into effect). Professional tax advice has never been more important.
NEWSROOM
Could You Be Over-Insured?
Long-term insurance – covering life, disability, and critical illness cover – is an essential part of financial planning. It provides security for you and your family in the face of unexpected events.
But it is possible to have too much of a good thing.
Does Your Debt Die With You?
Unfortunately, your debts don’t just disappear when you die – but they don’t necessarily attach themselves to your loved ones either. Your estate must follow the letter of the law in dealing with all your financial responsibilities before anything is distributed to your heirs.
How to Keep FOMO Out of Your Investment Strategy
The fear of missing out (FOMO) is a powerful emotion for many people. And when it comes to investing, it can be a dangerous one. This is because FOMO creates a strong urge to act impulsively – which can have negative long-term consequences. Disciplined investors are able to keep FOMO
Market Update: Trump 2.0 – A Bumpy Ride so Far
Donald Trump’s return to the White House was initially greeted with optimism, with local and international markets experiencing a “Trump bump”. However, global economic uncertainties, including not knowing the president’s next move on tariffs and where interest rates will end the year, are creating a challenging environment for investors to
Navigating Inheritance Conversations: Turning Tough Talks into Lasting Legacies
After your passing, the last thing you want is conflict among your heirs and unnecessary legal drama.
A Comprehensive Shield: Risk Cover is More Than Just Life Insurance
Many people shy away from life insurance because they view it as a tax on their current income in order to benefit someone else when they are no longer around.
Evolving Wealth Part 3: Gen X, Risk Averse but Quick to Adapt
Born between 1965 and 1980, Gen Xers have lived through times of economic turmoil, making them the first living generation to be worse-prepared for retirement than their parents. But they’re also equipped with some financial planning superpowers: they think on their feet and never take anything for granted.
Market Update: Expect the Unexpected in 2025 – And Plan for it
Investor anxiety set in late last year and has continued into early January, with both local and global uncertainties creating an environment that’s ripe for volatility.
Evolving Wealth Part 2: Millennials, a Fresh Take on Values, Habits, and Aspirations
Millennials are typically defined as those born between 1981 and 1996, meaning they’re currently aged 28-43. So, if you’re within this range (or you know someone who is), read on to discover what might drive your spending habits, career decisions, and investment approaches. While everyone is unique, some key trends
When Investing, Focus on What You Can Control
It’s easy as an investor to get swept up by market trends: which stocks or funds are outperforming, and where the rand is going. Yet, these are all things that are beyond your control.
Burgernomics: Decoding Currency Values with the Big Mac Index
The Big Mac Index, created by Pam Woodhall and first published in The Economist in 1986, offers an easily digestible way (pun intended) to assess currency values and the purchasing power parity (PPP) between countries. Comparing the price of a McDonald’s Big Mac in different currencies gives a basic snapshot
Market Update: Reasons for SA Investors to Be Hopeful?
It’s the countdown to the US elections and stock markets have come off the boil, as investors anticipate the volatility that will surely surround the elections. As always, South Africa is likely to get swept up in the ups and downs. But there are several reasons to be hopeful for
Evolving Wealth Part 1: Gen Z, Trailblazers of the Digital Investment Era
Life’s tragedy is that we get old too soon and wise too late.” (Benjamin Franklin) Welcome to the first in a series of articles exploring how different generations approach investing. And where better to begin than with the freshest and most dynamic group: Gen Z? This generation is not just
Why the Rand Shouldn’t Be Your Main Reason for Investing Offshore
South Africans tend to fixate on the performance of the rand. We’ve all become used to our currency losing value. Can you believe that 20 years ago we were paying R5 to the dollar? Little wonder, then, that many investors believe this trend is the main reason for investing offshore.
Aligning Your “Wheel of Life” – A Beginner’s Guide
As your wheel of life turns, your financial needs, goals and focuses change. In the early years, you’re absorbed by accumulating assets. Then, the focus shifts to wealth preservation. And eventually, the transfer of wealth becomes your number one priority. No surprise, then, that each of these stages requires its
Budget 2025: How It Affects You and Your Business
Here’s a brief overview of how the tabled Budget 2025 proposals will impact individuals and businesses (assuming they come into effect). Professional tax advice has never been more important.
Could You Be Over-Insured?
Long-term insurance – covering life, disability, and critical illness cover – is an essential part of financial planning. It provides security for you and your family in the face of unexpected events.
But it is possible to have too much of a good thing.
Does Your Debt Die With You?
Unfortunately, your debts don’t just disappear when you die – but they don’t necessarily attach themselves to your loved ones either. Your estate must follow the letter of the law in dealing with all your financial responsibilities before anything is distributed to your heirs.
How to Keep FOMO Out of Your Investment Strategy
The fear of missing out (FOMO) is a powerful emotion for many people. And when it comes to investing, it can be a dangerous one.
Market Update: Trump 2.0 – A Bumpy Ride so Far
Donald Trump’s return to the White House was initially greeted with optimism, with local and international markets experiencing a “Trump bump”. However, global economic uncertainties,
Navigating Inheritance Conversations: Turning Tough Talks into Lasting Legacies
After your passing, the last thing you want is conflict among your heirs and unnecessary legal drama.
A Comprehensive Shield: Risk Cover is More Than Just Life Insurance
Many people shy away from life insurance because they view it as a tax on their current income in order to benefit someone else when they are no longer around.
Evolving Wealth Part 3: Gen X, Risk Averse but Quick to Adapt
Born between 1965 and 1980, Gen Xers have lived through times of economic turmoil, making them the first living generation to be worse-prepared for retirement than their parents. But they’re also equipped with some financial planning superpowers: they think on their feet and never take anything for granted.
Market Update: Expect the Unexpected in 2025 – And Plan for it
Investor anxiety set in late last year and has continued into early January, with both local and global uncertainties creating an environment that’s ripe for volatility.
Evolving Wealth Part 2: Millennials, a Fresh Take on Values, Habits, and Aspirations
Millennials are typically defined as those born between 1981 and 1996, meaning they’re currently aged 28-43. So, if you’re within this range (or you know
When Investing, Focus on What You Can Control
It’s easy as an investor to get swept up by market trends: which stocks or funds are outperforming, and where the rand is going. Yet, these are all things that are beyond your control.
Burgernomics: Decoding Currency Values with the Big Mac Index
The Big Mac Index, created by Pam Woodhall and first published in The Economist in 1986, offers an easily digestible way (pun intended) to assess
Market Update: Reasons for SA Investors to Be Hopeful?
It’s the countdown to the US elections and stock markets have come off the boil, as investors anticipate the volatility that will surely surround the
Evolving Wealth Part 1: Gen Z, Trailblazers of the Digital Investment Era
Life’s tragedy is that we get old too soon and wise too late.” (Benjamin Franklin) Welcome to the first in a series of articles exploring
Why the Rand Shouldn’t Be Your Main Reason for Investing Offshore
South Africans tend to fixate on the performance of the rand. We’ve all become used to our currency losing value. Can you believe that 20
Aligning Your “Wheel of Life” – A Beginner’s Guide
As your wheel of life turns, your financial needs, goals and focuses change. In the early years, you’re absorbed by accumulating assets. Then, the focus
