NEWSROOM

How Relevant Is The 4% Rule of Thumb These Days?

Generations of financial planners have advised their clients to use the 4% rule when planning retirement withdrawals. But is it still relevant today?

This article explains that, while the 4% rule can be a good way to think about how much you will need to save for retirement, it can never replace a proper financial plan.

Like most rules of thumb it’s not completely worthless – but it’s also not the answer to a happy and prosperous retirement. Planning your retirement is probably the biggest financial decision you’ll ever have to make so please do consult a qualified financial planner.

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Estate Planning for your UK and US Assets

Understanding the Tax Implications of investing internationally Investing some of your wealth internationally is becoming increasingly attractive and to a large extent non- negotiable from a diversification point of view. However, it’s important to understand the small print to make sure your assets are protected and that there aren’t any

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TIPS FOR INVESTING OFFSHORE IN A SITUS-EFFICIENT WAY

To avoid incurring unnecessary taxes arising on death, South Africans investing offshore should always consult their Wealth Advisors and Tax Professionals and ensure that they understand international tax law, before making decisions. Investing through an offshore trust or an offshore company may in certain instances mitigate situs exposure. However, this

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OWNING ASSETS IN A FOREIGN COUNTRY

Is there a need to have a separate will? More and more South Africans own assets in foreign countries and clients often ask whether they need to have a separate will for those assets. While many people choose to have a single worldwide will, this is not always the best

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10 Factors to consider when buying an investment property

1. What do you want to achieve? Purchasing an investment property is a business transaction and is merely a bricks and mortar vehicle that enables you to achieve pre-defined financial goals. Before purchasing a property, it is important to identify your end goal and then formulate a plan to get

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Retirement planning: 7 Ways of maximizing after-tax returns

The benefits of Tax-Free Savings Accounts and Retirement Annuities   Tax-Free Savings Accounts Tax-Free Savings Accounts (TFSA) allow you and your family to set money aside and watch those savings grow, tax-free, throughout your lifetime. Making a TFSA work for you to your best advantage, and within the context of

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How Relevant Is The 4% Rule of Thumb These Days?

Generations of financial planners have advised their clients to use the 4% rule when planning retirement withdrawals. But is it still relevant today?

This article explains that, while the 4% rule can be a good way to think about how much you will need to save for retirement, it can never replace a proper financial plan.

Like most rules of thumb it’s not completely worthless – but it’s also not the answer to a happy and prosperous retirement. Planning your retirement is probably the biggest financial decision you’ll ever have to make so please do consult a qualified financial planner.

READ MORE