NEWSROOM

UNPACKING DIVERSIFICATION: WHAT REALLY COUNTS?

Everyone agrees that diversification is important for managing risk. But what does diversification look like in practice?

In this article, we take a look at what counts as diversification and what doesn’t – why you can own lots of different things, and still not have a diversified portfolio.

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THE MOST IMPORTANT PART OF A FINANCIAL PLAN: ROOM FOR ERROR

Every investor should have a financial plan to guide them on their savings journey. But they should also remember that no matter how good a plan might be, there is always the risk that something will go wrong.

In this article, we look at the importance of building room for error into your financial plan.

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HOW TO GIVE MEANINGFUL GIFTS THIS FESTIVE SEASON

Let’s face it. We’ve all got more than enough stuff. No one you know wants another pair of socks or a new set of ramekins. And even your kids (or grandkids) don’t really need any more material possessions. But it’s the festive season and it’s only natural to want to

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Retiring Well is About More Than Money

Making sure that you have enough money to see you through retirement is a vital part of your future planning. But it shouldn’t be the only part.

In this article we look at how dealing with loneliness is attracting more attention, and how loneliness and financial difficulties in retirement can form a negative spiral.

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Why do People Invest in Property?

Mark Twain once said, “Buy land; they’re not making it anymore.” But do these famous words still hold true?

There’s much debate about investing in property, especially local property. Like all asset classes, it has its pros and cons.

That said, we still believe it should form part of a diversified portfolio. After all, diversification is the only free lunch in the world of investment

READ MORE

Financial Planning Consumer Research Study – 2023

The FPSB Value of Financial Planning Consumer Research study presents a compelling comparison between the personal experiences of individuals who navigate their financial journey alone, those who work with a financial planner, and importantly, those who seek advice from a CERTIFIED FINANCIAL PLANNER professional.

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Why do Some People Have a Problem Spending Money?

While most advice about budgeting concentrates on trying to find ways of helping people not to spend too much, there is another group of people that has the opposite problem. These “tightwads” find it very hard to spend at all.

In this article we look at what might be behind this anxiety and provide a practical way of trying to ease it.

READ MORE

How to Avoid Being Scammed by Email Fraudsters

We’ve all heard (but perhaps not all of us have remembered!) how online scammers worldwide have been targeting property transactions because of the substantial amounts of money involved.

In this article we discuss how these scams work, how to spot them, how to avoid them, and the legal aspects of who is responsible (and who must bear the loss) if you are scammed.

READ MORE

The Ins and Outs of Buying Offshore Property

More and more South Africans are looking into buying property overseas – either outright or as part of a consortium.

While this can be a great source of extra income (in a foreign currency to boot) it can also be more heartache than it’s worth. And don’t assume that you can simply move the family to your foreign property if it ever comes to that.

READ MORE

A Good Budget Doesn’t Limit Spending, it Prioritises it

Many people are put off budgeting because they think it is just about limiting what they can spend their money on. They see it as a constraint.

That’s why it’s a good idea to think about budgeting differently – not in terms of what you can’t spend on, but rather directing money towards what is most important to you.

READ MORE
UNPACKING DIVERSIFICATION: WHAT REALLY COUNTS?

Everyone agrees that diversification is important for managing risk. But what does diversification look like in practice?

In this article, we take a look at what counts as diversification and what doesn’t – why you can own lots of different things, and still not have a diversified portfolio.

READ MORE
THE MOST IMPORTANT PART OF A FINANCIAL PLAN: ROOM FOR ERROR

Every investor should have a financial plan to guide them on their savings journey. But they should also remember that no matter how good a plan might be, there is always the risk that something will go wrong.

In this article, we look at the importance of building room for error into your financial plan.

READ MORE
Retiring Well is About More Than Money

Making sure that you have enough money to see you through retirement is a vital part of your future planning. But it shouldn’t be the only part.

In this article we look at how dealing with loneliness is attracting more attention, and how loneliness and financial difficulties in retirement can form a negative spiral.

READ MORE
Why do People Invest in Property?

Mark Twain once said, “Buy land; they’re not making it anymore.” But do these famous words still hold true?

There’s much debate about investing in property, especially local property. Like all asset classes, it has its pros and cons.

That said, we still believe it should form part of a diversified portfolio. After all, diversification is the only free lunch in the world of investment

READ MORE
Financial Planning Consumer Research Study – 2023

The FPSB Value of Financial Planning Consumer Research study presents a compelling comparison between the personal experiences of individuals who navigate their financial journey alone, those who work with a financial planner, and importantly, those who seek advice from a CERTIFIED FINANCIAL PLANNER professional.

READ MORE
Why do Some People Have a Problem Spending Money?

While most advice about budgeting concentrates on trying to find ways of helping people not to spend too much, there is another group of people that has the opposite problem. These “tightwads” find it very hard to spend at all.

In this article we look at what might be behind this anxiety and provide a practical way of trying to ease it.

READ MORE
How to Avoid Being Scammed by Email Fraudsters

We’ve all heard (but perhaps not all of us have remembered!) how online scammers worldwide have been targeting property transactions because of the substantial amounts of money involved.

In this article we discuss how these scams work, how to spot them, how to avoid them, and the legal aspects of who is responsible (and who must bear the loss) if you are scammed.

READ MORE
The Ins and Outs of Buying Offshore Property

More and more South Africans are looking into buying property overseas – either outright or as part of a consortium.

While this can be a great source of extra income (in a foreign currency to boot) it can also be more heartache than it’s worth. And don’t assume that you can simply move the family to your foreign property if it ever comes to that.

READ MORE
A Good Budget Doesn’t Limit Spending, it Prioritises it

Many people are put off budgeting because they think it is just about limiting what they can spend their money on. They see it as a constraint.

That’s why it’s a good idea to think about budgeting differently – not in terms of what you can’t spend on, but rather directing money towards what is most important to you.

READ MORE