Everybody knows somebody who’s always eager to talk about their latest, best investment. But is it a good idea to share your investment strategy at your book club or around the braai? In this article, we look at why discussing your financial plan with others runs the risk of being
Stock markets ended the month on a high note as the likelihood of September rate cuts in the US and SA increased substantially. A US rate cut is more of a certainty than a South African one, and geopolitics could change the picture. However, there is still cause for cautious
As financial advisors we work with lots of different people. Although no two situations are identical, we do see the same themes coming up again and again. For this article we asked some of our colleagues in the South African financial planning industry to share a memorable client story. Do
The Magnificent Seven mega-tech stocks responsible for much of the equity optimism around the globe this year sold off significantly in July – bringing the rest of the US stock market down and sending other markets into the red for the month. Investors are wondering whether it’s a temporary blip
You spend your whole life planning for your retirement, getting your head around the pros and cons of the various retirement investment vehicles. And then you turn 65 and there’s a whole new world of products to familiarise yourself with. This nifty guide will help you navigate the essential post-retirement
The “marshmallow effect” gets its name from a fascinating 1960s experiment which used marshmallows to test preschoolers’ ability to delay gratification. In financial planning, delayed gratification means resisting the temptation to spend money immediately and instead saving or investing for future benefits. This article explains how to measure your ability
South Africa’s momentous elections will impact financial markets for months to come, we just can’t predict how. Even if an investor-friendly coalition is agreed in the next week, you can still expect plenty of ups and downs. Foreign investors may dip in and out based on their risk appetite, but
When discussing investing, we often picture ourselves as logical beings, making decisions based on cold, hard facts rather than warm, fuzzy feelings. But let’s face it: even the most seasoned investors can sometimes let emotions sneak in and take the wheel, steering us towards financial fiascos. Investing isn’t just a
Being able to retire comfortably is the ultimate goal. But getting there will require familiarising yourself with a few different financial vehicles. What’s the difference between a pension fund and a provident fund? And how will the two-pot system change things? Read on for a primer on some of
Managing personal finances is a real challenge for many people who find themselves part of “the sandwich generation”. When there are expectations from your children, your parents and even your wider family that you will support them financially, how do you cope? In this article, we look at a question
Global stock markets blinked in April for the first time since last October. This came in the face of growing geopolitical, economic and financial risks after rallying strongly for the first three months of the year.
Need to Know: Annualised Returns Versus Internal Rates of Return.
When you have your reviews with us, you’ll likely be told about the Annualised Rate of Return (ARR) and Internal Rate of Returns (IRR) of your investments.
Do You and Your Partner Share the Same Money Values?
Money can be one of the most contentious issues in a relationship. Yet often couples don’t think about where they agree about financial matters and where they don’t.
Investors have been betting on when interest rates will come down since mid-2023, when the US Federal Reserve first paused rates. The South African Reserve Bank and most other central banks followed.
Since then, financial markets have been much more optimistic than the central banks on when – and by how much – interest rates will decline.
Everyone agrees that diversification is important for managing risk. But what does diversification look like in practice?
In this article, we take a look at what counts as diversification and what doesn’t – why you can own lots of different things, and still not have a diversified portfolio.
An Economic and Market overview of February 2024 from Analytics Consulting.
Every investor should have a financial plan to guide them on their savings journey. But they should also remember that no matter how good a plan might be, there is always the risk that something will go wrong.
In this article, we look at the importance of building room for error into your financial plan.
An Economic and Market overview of January 2024 from Analytics Consulting.
An Economic and Market overview of December 2023 from Analytics Consulting.
An Economic and Market overview of November 2023 from Analytics Consulting.
Everybody knows somebody who’s always eager to talk about their latest, best investment. But is it a good idea to share your investment strategy at
Stock markets ended the month on a high note as the likelihood of September rate cuts in the US and SA increased substantially. A US
As financial advisors we work with lots of different people. Although no two situations are identical, we do see the same themes coming up again
The Magnificent Seven mega-tech stocks responsible for much of the equity optimism around the globe this year sold off significantly in July – bringing the
You spend your whole life planning for your retirement, getting your head around the pros and cons of the various retirement investment vehicles. And then
The “marshmallow effect” gets its name from a fascinating 1960s experiment which used marshmallows to test preschoolers’ ability to delay gratification. In financial planning, delayed
South Africa’s momentous elections will impact financial markets for months to come, we just can’t predict how. Even if an investor-friendly coalition is agreed in
When discussing investing, we often picture ourselves as logical beings, making decisions based on cold, hard facts rather than warm, fuzzy feelings. But let’s face
Being able to retire comfortably is the ultimate goal. But getting there will require familiarising yourself with a few different financial vehicles. What’s the difference
Managing personal finances is a real challenge for many people who find themselves part of “the sandwich generation”. When there are expectations from your children,
Global stock markets blinked in April for the first time since last October. This came in the face of growing geopolitical, economic and financial risks after rallying strongly for the first three months of the year.
Need to Know: Annualised Returns Versus Internal Rates of Return.
When you have your reviews with us, you’ll likely be told about the Annualised Rate of Return (ARR) and Internal Rate of Returns (IRR) of your investments.
Do You and Your Partner Share the Same Money Values?
Money can be one of the most contentious issues in a relationship. Yet often couples don’t think about where they agree about financial matters and where they don’t.
Investors have been betting on when interest rates will come down since mid-2023, when the US Federal Reserve first paused rates. The South African Reserve Bank and most other central banks followed.
Since then, financial markets have been much more optimistic than the central banks on when – and by how much – interest rates will decline.
Everyone agrees that diversification is important for managing risk. But what does diversification look like in practice?
In this article, we take a look at what counts as diversification and what doesn’t – why you can own lots of different things, and still not have a diversified portfolio.
An Economic and Market overview of February 2024 from Analytics Consulting.
Every investor should have a financial plan to guide them on their savings journey. But they should also remember that no matter how good a plan might be, there is always the risk that something will go wrong.
In this article, we look at the importance of building room for error into your financial plan.
An Economic and Market overview of January 2024 from Analytics Consulting.
An Economic and Market overview of December 2023 from Analytics Consulting.
An Economic and Market overview of November 2023 from Analytics Consulting.
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