The long-awaited Conduct of Financial Institutions (COFI) Bill is set to be tabled in parliament in the next couple of months.
While FSPs will be scrambling to update their policies and processes during the three-year transition period, consumers can look forward to getting fairer results at every step of the financial journey.
Read on for the lowdown.
Retirement has long been seen as a binary switch: you worked until 60 or 65, and then shuffled off to live off your pension.
But so much has changed. Economic shifts, increased longevity, and the “fractionalisation” of the workplace have birthed a new era: The “grey zone”. In this article, we explore why it’s time to look at retirement in a completely different way.
Few financial topics carry as much emotional weight as deciding how you divide your estate. That’s why it’s so important to have a clearly written will.
In this article we look at some important considerations in crafting a will, and how to come up with something that both accords with your values and reduces the risk of conflict among your heirs.
Have you ever wondered why your career is flourishing, but the value of your investment isn’t? From keeping too much cash on hand and falling for “get rich quick” schemes to confusing wants with needs, many people unknowingly sabotage their financial future.
This article explores common money missteps and offers guidance on building real, lasting prosperity. Because when it comes to your finances, the goal isn’t to look rich – it’s to be rich.
Why do wealthy people sometimes find it so hard to spend money? A lifetime of habits, fears, or inherited beliefs can make spending feel wrong – even when it enhances relationships or joy.
This article explores how a scarcity mindset can quietly undermine life’s richest experiences. True wealth isn’t just about protecting assets, but using them with intention – to connect, nurture, and thrive. Let us show you how…
South Africa’s stock market is hitting new record highs – despite missing out on the flood of foreign equity money looking for a new home. Read more to learn why.
In the wild world of investing, everyone has a bit of a dog in them. Some sniff out every opportunity, others guard their bones fiercely, and a few want a calm walk in the park. When it comes to investing we’ve all got a bit of dog in us. But what breed are you?
The first half of 2025 has offered investors a masterclass in navigating market volatility for investors, against a backdrop of mindboggling US tariff decision-making and geopolitical bombshells. Read on for the latest market update.
Divorce is rarely straightforward. When retirement savings are involved, the process can become even more complex. This guide will help you to make sense of the latest legislative updates, understand your rights, and avoid common pitfalls.
There is no shortage of things for investors to worry about at the moment, and the rate at which markets have swung up and down this year shows just how much uncertainty there is.
This article explores whether there is even such a thing as ‘normal’ market behavior and what all of this means for investors.
Death and taxes (idiom) ” Death and taxes ” is a phrase commonly referencing a famous quotation written by American statesman Benjamin Franklin: “Our new Constitution is now established and has an appearance that promises permanency; but in this world nothing can be said to be certain, except death and taxes.”
Since 2021, Centric Wealth Advisory has been an FPI Approved Professional Practice™ but what does this mean and how can a client and the general public benefit from this?
Your financial health is just as important as your physical health. Yet, while many South Africans work hard to stay fit and eat healthy, they never take the time to check whether their finances are in good shape. ere are four key indicators that’ll help you to assess your financial health and get a sense of your financial position.
US President Donald Trump’s rapid-fire tariff agenda is upending the global economic and geopolitical order.
Not since World War II has the global trade landscape experienced such significant upheavals.
Long-term insurance – covering life, disability, and critical illness cover – is an essential part of financial planning. It provides security for you and your family in the face of unexpected events.
But it is possible to have too much of a good thing.
Unfortunately, your debts don’t just disappear when you die – but they don’t necessarily attach themselves to your loved ones either. Your estate must follow the letter of the law in dealing with all your financial responsibilities before anything is distributed to your heirs.
When you see all the debit orders flow out of your account early every month, remember that they are your friend. Or at least some of them are.
Let’s explore the many benefits of putting your wealth creation on autopilot.
Finance writer Morgan Housel points out that when you look back on any aspect of your life, it’s hard to remember your fears and anxieties about something that turned out well in the end.
Managing this short-term uncertainty is one of the most important skills for a successful investor. In this article, we look at how.
It appears that Trump-related investor optimism has dissipated, leaving the US stock market in the red since he took office.
Uncertainty, it seems, is the order of the day and investing for the long-term (but expecting realistic returns) is the only solution.
The fear of missing out (FOMO) is a powerful emotion for many people. And when it comes to investing, it can be a dangerous one. This is because FOMO creates a strong urge to act impulsively – which can have negative long-term consequences. Disciplined investors are able to keep FOMO
The long-awaited Conduct of Financial Institutions (COFI) Bill is set to be tabled in parliament in the next couple of months.
While FSPs will be scrambling to update their policies and processes during the three-year transition period, consumers can look forward to getting fairer results at every step of the financial journey.
Read on for the lowdown.
Retirement has long been seen as a binary switch: you worked until 60 or 65, and then shuffled off to live off your pension.
But so much has changed. Economic shifts, increased longevity, and the “fractionalisation” of the workplace have birthed a new era: The “grey zone”. In this article, we explore why it’s time to look at retirement in a completely different way.
Few financial topics carry as much emotional weight as deciding how you divide your estate. That’s why it’s so important to have a clearly written will.
In this article we look at some important considerations in crafting a will, and how to come up with something that both accords with your values and reduces the risk of conflict among your heirs.
Have you ever wondered why your career is flourishing, but the value of your investment isn’t? From keeping too much cash on hand and falling for “get rich quick” schemes to confusing wants with needs, many people unknowingly sabotage their financial future.
This article explores common money missteps and offers guidance on building real, lasting prosperity. Because when it comes to your finances, the goal isn’t to look rich – it’s to be rich.
Why do wealthy people sometimes find it so hard to spend money? A lifetime of habits, fears, or inherited beliefs can make spending feel wrong – even when it enhances relationships or joy.
This article explores how a scarcity mindset can quietly undermine life’s richest experiences. True wealth isn’t just about protecting assets, but using them with intention – to connect, nurture, and thrive. Let us show you how…
South Africa’s stock market is hitting new record highs – despite missing out on the flood of foreign equity money looking for a new home. Read more to learn why.
In the wild world of investing, everyone has a bit of a dog in them. Some sniff out every opportunity, others guard their bones fiercely, and a few want a calm walk in the park. When it comes to investing we’ve all got a bit of dog in us. But what breed are you?
The first half of 2025 has offered investors a masterclass in navigating market volatility for investors, against a backdrop of mindboggling US tariff decision-making and geopolitical bombshells. Read on for the latest market update.
Divorce is rarely straightforward. When retirement savings are involved, the process can become even more complex. This guide will help you to make sense of the latest legislative updates, understand your rights, and avoid common pitfalls.
There is no shortage of things for investors to worry about at the moment, and the rate at which markets have swung up and down this year shows just how much uncertainty there is.
This article explores whether there is even such a thing as ‘normal’ market behavior and what all of this means for investors.
Death and taxes (idiom) ” Death and taxes ” is a phrase commonly referencing a famous quotation written by American statesman Benjamin Franklin: “Our new Constitution is now established and has an appearance that promises permanency; but in this world nothing can be said to be certain, except death and taxes.”
Since 2021, Centric Wealth Advisory has been an FPI Approved Professional Practice™ but what does this mean and how can a client and the general public benefit from this?
Your financial health is just as important as your physical health. Yet, while many South Africans work hard to stay fit and eat healthy, they never take the time to check whether their finances are in good shape. ere are four key indicators that’ll help you to assess your financial health and get a sense of your financial position.
US President Donald Trump’s rapid-fire tariff agenda is upending the global economic and geopolitical order.
Not since World War II has the global trade landscape experienced such significant upheavals.
Long-term insurance – covering life, disability, and critical illness cover – is an essential part of financial planning. It provides security for you and your family in the face of unexpected events.
But it is possible to have too much of a good thing.
Unfortunately, your debts don’t just disappear when you die – but they don’t necessarily attach themselves to your loved ones either. Your estate must follow the letter of the law in dealing with all your financial responsibilities before anything is distributed to your heirs.
When you see all the debit orders flow out of your account early every month, remember that they are your friend. Or at least some of them are.
Let’s explore the many benefits of putting your wealth creation on autopilot.
Finance writer Morgan Housel points out that when you look back on any aspect of your life, it’s hard to remember your fears and anxieties about something that turned out well in the end.
Managing this short-term uncertainty is one of the most important skills for a successful investor. In this article, we look at how.
It appears that Trump-related investor optimism has dissipated, leaving the US stock market in the red since he took office.
Uncertainty, it seems, is the order of the day and investing for the long-term (but expecting realistic returns) is the only solution.
The fear of missing out (FOMO) is a powerful emotion for many people. And when it comes to investing, it can be a dangerous one.
