NEWSROOM

UNPACKING DIVERSIFICATION: WHAT REALLY COUNTS?

Everyone agrees that diversification is important for managing risk. But what does diversification look like in practice?

In this article, we take a look at what counts as diversification and what doesn’t – why you can own lots of different things, and still not have a diversified portfolio.

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THE MOST IMPORTANT PART OF A FINANCIAL PLAN: ROOM FOR ERROR

Every investor should have a financial plan to guide them on their savings journey. But they should also remember that no matter how good a plan might be, there is always the risk that something will go wrong.

In this article, we look at the importance of building room for error into your financial plan.

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HOW TO GIVE MEANINGFUL GIFTS THIS FESTIVE SEASON

Let’s face it. We’ve all got more than enough stuff. No one you know wants another pair of socks or a new set of ramekins. And even your kids (or grandkids) don’t really need any more material possessions. But it’s the festive season and it’s only natural to want to

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Retiring Well is About More Than Money

Making sure that you have enough money to see you through retirement is a vital part of your future planning. But it shouldn’t be the only part.

In this article we look at how dealing with loneliness is attracting more attention, and how loneliness and financial difficulties in retirement can form a negative spiral.

READ MORE

Why do People Invest in Property?

Mark Twain once said, “Buy land; they’re not making it anymore.” But do these famous words still hold true?

There’s much debate about investing in property, especially local property. Like all asset classes, it has its pros and cons.

That said, we still believe it should form part of a diversified portfolio. After all, diversification is the only free lunch in the world of investment

READ MORE

Financial Planning Consumer Research Study – 2023

The FPSB Value of Financial Planning Consumer Research study presents a compelling comparison between the personal experiences of individuals who navigate their financial journey alone, those who work with a financial planner, and importantly, those who seek advice from a CERTIFIED FINANCIAL PLANNER professional.

READ MORE

Why Your Marital Contract Really Matters

It’s normal not to want to prepare an antenuptial contract, as it feels like you’re preparing for divorce – absolutely the last thing you want to think about when you’re caught up in the thrill of planning a wedding.

Read on for an overview of the choices available to you – and their financial consequences.

READ MORE

How to Avoid Being Scammed by Email Fraudsters

We’ve all heard (but perhaps not all of us have remembered!) how online scammers worldwide have been targeting property transactions because of the substantial amounts of money involved.

In this article we discuss how these scams work, how to spot them, how to avoid them, and the legal aspects of who is responsible (and who must bear the loss) if you are scammed.

READ MORE

WHAT’S COOKING WITH THE THREE-POT SYSTEM?

The much talked about two pot system for retirement savings hasn’t even come into being. And now government’s proposing a three-pot system (although they’re still calling it a two-pot system).
Read on for an in-depth discussion of the pros and cons of the pending changes to retirement planning in South Africa.

READ MORE

The Ins and Outs of Compulsory Annuities

After working for forty years, the time has come to make really important decisions about how you’ll manage your retirement funds to ensure that your golden years are all you’d hoped for.

As always, knowledge is power. Let’s look at the key features of Life and Living Annuities (and the new-fangled combo option) to help you select what’s best for you.

READ MORE

Don’t let Money Ruin Your Relationship

Money can be one of the biggest sources of conflict in a relationship. When partners disagree about how to manage their finances, what to spend on, and how to save, it can create tension that is very difficult to resolve.

Being able to communicate honestly and openly about money should therefore be foundational for any couple. It should be something that is prioritised from the start.

READ MORE

What is True Wealth?

When people talk about wealth, they tend to think of material possessions. But true wealth requires a mindset that goes beyond just accumulating money.

Read on to learn how to think differently about wealth and why it is about more than just your finances.

READ MORE

Living Wills: A Must Have, Despite the Grey Areas

A Living Will is a document describing your preferences for medical treatment if you are terminally ill or critically injured and are unable to communicate.

Read the rest of this article, written by people with first-hand experience of the topic, for a quick crash course…

READ MORE
UNPACKING DIVERSIFICATION: WHAT REALLY COUNTS?

Everyone agrees that diversification is important for managing risk. But what does diversification look like in practice?

In this article, we take a look at what counts as diversification and what doesn’t – why you can own lots of different things, and still not have a diversified portfolio.

READ MORE
THE MOST IMPORTANT PART OF A FINANCIAL PLAN: ROOM FOR ERROR

Every investor should have a financial plan to guide them on their savings journey. But they should also remember that no matter how good a plan might be, there is always the risk that something will go wrong.

In this article, we look at the importance of building room for error into your financial plan.

READ MORE
Retiring Well is About More Than Money

Making sure that you have enough money to see you through retirement is a vital part of your future planning. But it shouldn’t be the only part.

In this article we look at how dealing with loneliness is attracting more attention, and how loneliness and financial difficulties in retirement can form a negative spiral.

READ MORE
Why do People Invest in Property?

Mark Twain once said, “Buy land; they’re not making it anymore.” But do these famous words still hold true?

There’s much debate about investing in property, especially local property. Like all asset classes, it has its pros and cons.

That said, we still believe it should form part of a diversified portfolio. After all, diversification is the only free lunch in the world of investment

READ MORE
Financial Planning Consumer Research Study – 2023

The FPSB Value of Financial Planning Consumer Research study presents a compelling comparison between the personal experiences of individuals who navigate their financial journey alone, those who work with a financial planner, and importantly, those who seek advice from a CERTIFIED FINANCIAL PLANNER professional.

READ MORE
Why Your Marital Contract Really Matters

It’s normal not to want to prepare an antenuptial contract, as it feels like you’re preparing for divorce – absolutely the last thing you want to think about when you’re caught up in the thrill of planning a wedding.

Read on for an overview of the choices available to you – and their financial consequences.

READ MORE
How to Avoid Being Scammed by Email Fraudsters

We’ve all heard (but perhaps not all of us have remembered!) how online scammers worldwide have been targeting property transactions because of the substantial amounts of money involved.

In this article we discuss how these scams work, how to spot them, how to avoid them, and the legal aspects of who is responsible (and who must bear the loss) if you are scammed.

READ MORE
WHAT’S COOKING WITH THE THREE-POT SYSTEM?

The much talked about two pot system for retirement savings hasn’t even come into being. And now government’s proposing a three-pot system (although they’re still calling it a two-pot system).
Read on for an in-depth discussion of the pros and cons of the pending changes to retirement planning in South Africa.

READ MORE
The Ins and Outs of Compulsory Annuities

After working for forty years, the time has come to make really important decisions about how you’ll manage your retirement funds to ensure that your golden years are all you’d hoped for.

As always, knowledge is power. Let’s look at the key features of Life and Living Annuities (and the new-fangled combo option) to help you select what’s best for you.

READ MORE
Don’t let Money Ruin Your Relationship

Money can be one of the biggest sources of conflict in a relationship. When partners disagree about how to manage their finances, what to spend on, and how to save, it can create tension that is very difficult to resolve.

Being able to communicate honestly and openly about money should therefore be foundational for any couple. It should be something that is prioritised from the start.

READ MORE
What is True Wealth?

When people talk about wealth, they tend to think of material possessions. But true wealth requires a mindset that goes beyond just accumulating money.

Read on to learn how to think differently about wealth and why it is about more than just your finances.

READ MORE
Living Wills: A Must Have, Despite the Grey Areas

A Living Will is a document describing your preferences for medical treatment if you are terminally ill or critically injured and are unable to communicate.

Read the rest of this article, written by people with first-hand experience of the topic, for a quick crash course…

READ MORE